Help with Housing
Rental Assistance Programs:
Maryland is distributing federal emergency rental funding for residents through two programs.
Baltimore City is operating the Maryland Eviction Partnership program program through their five Baltimore City Community Action Partnership (CAP) Centers. Follow this link for CAP center locations. Starting Wednesday, October 13, CAP centers are open for in-person services on a limited basis. Details here.
The federal and statewide orders that limited evictions are no longer in effect (as of August 15, 2021). If you have a housing case, the Maryland Courts website has information on free legal and mediation assistance. You can also seek representation from their local Legal Aid office or another legal services provider.
The Federal Housing Finance Agency is offering multifamily property owners mortgage forbearance with the condition that they suspend all evictions for renters unable to pay rent due to the impact of coronavirus. For more information on these suspended evictions, click here.
The foreclosure moratorium for federally-backed mortgages expired on July 31, 2021. If you have already received the initial notice of intent or are concerned that your lender will pursue foreclosure, call the Maryland HOPE hotline at 1-877-462-7555.
The Consumer Financial Protection Bureau has created "Mortgage and housing assistance during the coronavirus national emergency" and a video to explain the options.
The Federal Housing Finance Agency announced help for homeowners who are having difficulty paying their mortgage due to the public health crisis. Click here for detailed information: MORTGAGE HELP FOR HOMEOWNERS IMPACTED BY THE CORONAVIRUS.
Maryland's Department of Labor, Financial Regulation Division has information if you are having difficulty paying your mortgage as a result of the COVID 19 crisis.
Financial Institutions' Responses:
The American Bankers Association has compiled an alphabetical list of publicly announced steps banks of all sizes have taken to respond to the crisis, including mortgage assistance plans.
The MD&DC Credit Union Association has a consumer resource page on their website, including a link to each credit union's so you can check for their COVID 19 assistance programs.
College students have been greatly impacted by COVID-19. As students start preparing for the fall semester, many students living in off-campus housing are concerned about the safety of their apartment complexes, have many questions regarding their leases, and their rights as tenants. To address the students’ concerns, Maryland Consumer Rights Coalition created a Student Rental Housing During COVID-19 FAQ.