Help with Housing

Updated: 10/14/2021

Rental Assistance Programs:

Maryland is distributing federal emergency rental funding for residents through two programs.

  1. The Maryland Eviction Partnership Program is offering local rental assistance efforts for residents through local jurisdiction partnerships. Each jurisdictions is operating this rental assistance programs independently, check this list for contact information
  2. The Assisted Housing Relief Program offers rent rebate vouchers for residents living in rental units in multifamily projects financed by the Maryland Department of Housing and Community Development (DHCD) using state funds or federal resources. DHCD has compiled a list of eligible Properties.

Baltimore City is operating the Maryland Eviction Partnership program program through their five Baltimore City Community Action Partnership (CAP) Centers. Follow this link for CAP center locationsStarting Wednesday, October 13, CAP centers are open for in-person services on a limited basis. Details here.

Evictions:

The federal and statewide orders that limited evictions are no longer in effect (as of August 15, 2021). If you have a housing case, the Maryland Courts website has information on free legal and mediation assistance. You can also seek representation from their local Legal Aid office or another legal services provider.

The Federal Housing Finance Agency is offering multifamily property owners mortgage forbearance with the condition that they suspend all evictions for renters unable to pay rent due to the impact of coronavirus. For more information on these suspended evictions, click here.

Foreclosures:

The foreclosure moratorium for federally-backed mortgages expired on July 31, 2021. If you have already received the initial notice of intent or are concerned that your lender will pursue foreclosure, call the Maryland HOPE hotline at 1-877-462-7555.  

The Consumer Financial Protection Bureau has created "Mortgage and housing assistance during the coronavirus national emergency" and a video to explain the options.

The Federal Housing Finance Agency announced help for homeowners who are having difficulty paying their mortgage due to the public health crisis. Click here for detailed information: MORTGAGE HELP FOR HOMEOWNERS IMPACTED BY THE CORONAVIRUS

Maryland's Department of Labor, Financial Regulation Division has information if you are having difficulty paying your mortgage as a result of the COVID 19 crisis.  

Financial Institutions' Responses:

The American Bankers Association has compiled an alphabetical list of publicly announced steps banks of all sizes have taken to respond to the crisis, including mortgage assistance plans.

The MD&DC Credit Union Association has a consumer resource page on their website, including a link to each credit union's so you can check for their COVID 19 assistance programs.

College Students:

College students have been greatly impacted by COVID-19. As students start preparing for the fall semester, many students living in off-campus housing are concerned about the safety of their apartment complexes, have many questions regarding their leases, and their rights as tenants. To address the students’ concerns, Maryland Consumer Rights Coalition created a Student Rental Housing During COVID-19 FAQ.

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