Help with Housing

Rental Assistance Programs:

Maryland has launched an "Assisted Housing Relief Program” that will offer four-month rent rebate vouchers for residents living in rental units in multifamily projects financed by the Maryland Department of Housing and Community Development (DHCD) using state funds or federal resources. DHCD has compiled a list of local rental assistance programs

To help residents stay in their homes and minimize evictions and homelessness, Baltimore City is launching a comprehensive Eviction Prevention Program in September. The program will cover up to six months of back rent; relocate households as needed; and provide legal services and case management to help residents with eviction proceedings. The program will be administered through the five Baltimore City Community Action Partnership (CAP) Centers.

The Religious Coalition, Frederick County, and the City of Frederick are partnering to provide rental assistance to those directly impacted by COVID-19. TO BE ELIGIBLE:

  • You must be renting in Frederick County
  • You must have lost income or experienced a financial hardship due to COVID-19
  • You must not have a pending eviction prior to March 31, 2020
  • You must meet income guideline eligibility

For more information and application:

Howard County: Residents can apply for rental assistance through one of the participating providers.

The Montgomery County Department of Health and Human Services offers COVID-19 housing stabilization services, including financial assistance to prevent evictions, foreclosures and utility disconnections. To apply for assistance, you can schedule a phone interview by calling 311. If calling from outside of Montgomery County, please call (240) 777-0311.


The Center for Disease Control and the Department of Health and Human Services announced a halt on evictions against renters in effect until June 30, 2021. To qualify for the protection, renters must provide a written certification covering several requirements. The Fair Housing Action Center of Maryland published key points on the eviction moratorium.

  • Tenants can still be evicted for other issues that don’t include nonpayment of rent.
  • All adults listed on the lease must sign, in order to be protected under the moratorium.
  • You must sign a declaration that states, among other things, that your circumstances were related to COVID, and be able to prove that if the need arises;
  • You must declare that you have sought all available funding sources to pay your back rent, including government assistance;
  • You must declare that you earn less than $99,000 annually (or $198,000 if you file taxes jointly with someone else), and;
  • You must declare that you would become homeless if you were evicted, and have no alternative housing available to you.
  • This moratorium expires December 31, 2020 unless amended.

The Federal Housing Finance Agency is offering multifamily property owners mortgage forbearance with the condition that they suspend all evictions for renters unable to pay rent due to the impact of coronavirus. For more information on these suspended evictions, click here.

Evictions in Maryland are only permitted with a court order (Writ of Possession) and must be overseen by the local sheriff's office after a judgment for possession is awarded to the landlord by a judge. Landlords may not change the locks, remove personal belongings, terminate utility services, or otherwise engage in “self-help” efforts as an alternative means for evicting tenants from a property outside the court process. If tenants face unlawful eviction efforts, receive notice of an eviction case, or are facing other issues related to their tenancy they should seek representation from their local Legal Aid office or another legal services provider.  Some funding may be available for certain tenants to help catch up on missed rent payments. For information about possible sources of funding to help prevent an eviction check out the 211MD website.

Anne Arundel County residents can apply to the Eviction Prevention Program and access the free confidential financial and foreclosure prevention counseling services by calling ACDS at 410-222-7600 (then dial zero). For more information, click here.


Residential foreclosures cannot be initiated prior to May 4th, 2021 meaning that lenders can not start the process of forclsoure by issuing the "initial notice of intent" to foreclose. If you have already received the initial notice of intent or are concerned that your lender will puruse foreclosure, call the Maryland HOPE hotline at 1-877-462-7555.  

The Consumer Financial Protection Bureau has created "Mortgage and housing assistance during the coronavirus national emergency" and a video to explain the options.

The Federal Housing Finance Agency annouced help for homeowners who are having difficulty paying their mortgage due to the public health crisis. Click here for detailed information: MORTGAGE HELP FOR HOMEOWNERS IMPACTED BY THE CORONAVIRUS

Maryland's Department of Labor, Financial Regulation Division has information if you are having difficulty paying your mortgage as a result of the COVID 19 crisis.  

Financial Institutions' Responses:

The American Bankers Association has compiled an alphabetical list of publicly announced steps banks of all sizes have taken to respond to the crisis, including mortgage assistance plans.

The MD&DC Credit Union Association has a consumer resource page on their website, including a link to each credit union's so you can check for their COVID 19 assistance programs.

College Students:

College students have been greatly impacted by COVID-19. As students start preparing for the fall semester, many students living in off-campus housing are concerned about the safety of their apartment complexes, have many questions regarding their leases, and their rights as tenants. To address the students’ concerns, Maryland Consumer Rights Coalition created a Student Rental Housing During COVID-19 FAQ.

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