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MD CASH Academy classes are for adults who want to learn more about managing their financial lives.  We offer a wide range of classes for people who are interested in budgeting, managing debt, saving for the future, filing their taxes or managing their insurance. Our Educators and Partners provide fact based financial education without providing financial advice or selling any products or services. If you'd like to request a class near you then please fill out our request a class form. Please contact us at info@cashmd.org if you need special accommodations to attend one of our classes. 


Upcoming events

    • 17 Dec 2018
    • 10:00 AM
    • 10 Distillery Dr., Suite G1, Westminster, MD 21157

    DECEMBER 2018 FINANCIAL EDUCATION SERIES

    December 5: Build a Budget Workshop - Creating SMART Financial Goals, 10am

    December 12: Build a Budget Workshop - Managing Your Expenses, 10am

    December 13: Earn It. Plan It. Keep It. (held at North Carroll Branch Library), 1:30pm

    December 14: Conquering Debt, 10am

    December 17: Build a Budget Workshop: Budgeting Tools and Tips, 10am

    December 18: Credit is an Asset, 10am

    December 18: Earn It. Plan It. Keep It. (held at Carroll County Business and Employment Resource Center), 1pm

    Unless otherwise noted, all classes are held at: 

    10 Distillery Dr., Suite G1, Westminster,MD 21157

    FOR MORE INFORMATION, contact: Jennifer Bacon, Financial Services Manager, (410) 857.2999 or email: jbacon@hspinc.org 

    • 17 Dec 2018
    • 6:00 PM - 8:00 PM
    • APGFCU Home Loan Center, 321 South Main Street Bel Air, MD 21014
    Register

    This workshop will cover the various topics below:

     

    • Preparing for the home-buying process 
    • Understanding the different product and pricing options 
    • Clarifying the mortgage process 
    • Avoiding financial pitfalls 
    • Planning for home maintenance and expenses 

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people. 


    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com. 


    When responding please indicate how many will be attending. 


    • 18 Dec 2018
    • 10:00 AM
    • 10 Distillery Dr., Suite G1, Westminster, MD 21157

    DECEMBER 2018 FINANCIAL EDUCATION SERIES

    December 5: Build a Budget Workshop - Creating SMART Financial Goals, 10am

    December 12: Build a Budget Workshop - Managing Your Expenses, 10am

    December 13: Earn It. Plan It. Keep It. (held at North Carroll Branch Library), 1:30pm

    December 14: Conquering Debt, 10am

    December 17: Build a Budget Workshop: Budgeting Tools and Tips, 10am

    December 18: Credit is an Asset, 10am

    December 18: Earn It. Plan It. Keep It. (held at Carroll County Business and Employment Resource Center), 1pm

    Unless otherwise noted, all classes are held at: 

    10 Distillery Dr., Suite G1, Westminster,MD 21157

    FOR MORE INFORMATION, contact: Jennifer Bacon, Financial Services Manager, (410) 857.2999 or email: jbacon@hspinc.org 

    • 18 Dec 2018
    • 1:00 PM
    • 224 N. Center St., Westminster, MD 21157

    DECEMBER 2018 FINANCIAL EDUCATION SERIES

    December 5: Build a Budget Workshop - Creating SMART Financial Goals, 10am

    December 12: Build a Budget Workshop - Managing Your Expenses, 10am

    December 13: Earn It. Plan It. Keep It. (held at North Carroll Branch Library), 1:30pm

    December 14: Conquering Debt, 10am

    December 17: Build a Budget Workshop: Budgeting Tools and Tips, 10am

    December 18: Credit is an Asset, 10am

    December 18: Earn It. Plan It. Keep It. (held at Carroll County Business and Employment Resource Center), 1pm

    Unless otherwise noted, all classes are held at: 

    10 Distillery Dr., Suite G1, Westminster,MD 21157

    FOR MORE INFORMATION, contact: Jennifer Bacon, Financial Services Manager, (410) 857.2999 or email: jbacon@hspinc.org 

    • 17 Jan 2019
    • 4:00 PM - 7:00 PM
    • 629 N.Market St., Frederick, MD

    Free workshop for understanding your credit score, meet with a credit advisor, and receive your complete credit report, including your credit score. 

    Registration required: Lacy Ames, (301) 662-4225, ext. 1203, or email: LAmes@interfaithhousing.org

    • 18 Jan 2019
    • 10:00 AM - 11:30 AM
    • 500 Third Ave., Lansdowne, MD 21227
    Register

    MakingChange presents...

    Minimize your taxes and maximize your refund by understanding the deductions and credit for which you are eligible, including the Earned Income Tax Credit (EITC). Roy Yenoli of MakingChange also explains the effects of the Affordable Care Act (ACA) on your return. In partnership with MakingChange.

    The Lansdowne Library

    500 Third Ave.

    Lansdowne, MD 21227

    10-11:30am

    Register TODAY!


    • 19 Jan 2019
    • 2:00 PM - 4:00 PM
    • 273 Hilltop Lane, Annapolis, MD
    Register

    Making Change Center presents...

    PREPARING FOR THE 2019 TAX SEASON!

    Minimize your taxes and maximize your refund by understanding the deductions and credits for which you may be eligible, including the Earned Income Tax Credit (EITC). The class will also review the recent tax law changes. 

    LOCATION: The PIP Moyer Recreation Center, 273 Hilltop Lane, Annapolis, MD

    DATE: 1/19/19

    Time: 2-4pm

    *All classes are opened to the public!


    • 24 Jan 2019
    • 6:30 PM - 8:00 PM
    • 500 Third Ave., Lansdowne, MD 21227
    Register

    MakingChange presents...

    Minimize your taxes and maximize your refund by understanding the deductions and credit for which you are eligible, including the Earned Income Tax Credit (EITC). Roy Yenoli of MakingChange also explains the effects of the Affordable Care Act (ACA) on your return. In partnership with MakingChange.

    The Lansdowne Library

    500 Third Ave.

    Lansdowne, MD 21227

    6:30-8pm

    Register TODAY!


    • 25 Jan 2019
    • 10:30 AM - 12:00 PM
    • 9421 Frederick Rd., Ellicott City, MD 21042
    Register

    Making Change Center presents...

    PREPARING FOR THE 2019 TAX SEASON!

    Minimize your taxes and maximize your refund by understanding the deductions and credits for which you may be eligible, including the Earned Income Tax Credit (EITC). The class will also review the recent tax law changes. 

    LOCATION: The Miller branch library, 9421 Frederick Rd., Ellicott City, MD 21042

    DATE: 1/25/2019

    TIME: 10:30 -12pm

    *All classes are opened to the public!


    • 29 Jan 2019
    • 7:00 PM - 8:30 PM
    • 6540 Washington Blvd., Elkridge MD 21075
    Register

    Making Change Center presents...

    PREPARING FOR THE 2019 TAX SEASON!

    Minimize your taxes and maximize your refund by understanding the deductions and credits for which you may be eligible, including the Earned Income Tax Credit (EITC). The class will also review the recent tax law changes. 

    LOCATION: The Elkridge branch library, 6540 Washington Blvd., Elkridge MD 21075

    DATE: 1/29/2019

    TIME: 7-8:30pm

    *All classes are opened to the public!


    • 30 Jan 2019
    • 7:00 PM - 8:30 PM
    • 9525 Durness Lane, Laurel MD 20723
    • 25
    Register

    Making Change Center presents...

    BASICS OF INVESTING! 

    Does investing seem like alphabet soup? Do you know the difference between an ETF and a MF, or a MMF from a CD? Are you risk averse and worried about losing money? Roy Yenoli of MakingChange presents an overview of the basics of investing!

    LOCATION: The Savage branch library, 9525 Durness Lane, Laurel MD 20723

    DATE: 1/30/2019 

    TIME: 7-8:30pm

    *All classes are opened to the public!

    • 04 Feb 2019
    • 7:00 PM - 8:30 PM
    • 1681 Riedel Road, Crofton, MD 21114
    Register

    Making Change Center presents...

    PREPARING FOR THE 2019 TAX SEASON!

    Minimize your taxes and maximize your refund by understanding the deductions and credits for which you may be eligible, including the Earned Income Tax Credit (EITC). The class will also review the recent tax law changes. 

    LOCATION: The Crofton branch library, 1681 Riedel Road, Crofton, MD 21114

    DATE: 2/4/2019

    TIME: 7-8:30pm

    *All classes are opened to the public!


    • 05 Feb 2019
    • 6:00 PM - 7:30 PM
    • 1110 Eastern Blvd., Essex, MD 21221
    Register

     

    presents...

    FINANCIAL FITNESS BOOTCAMP

    Essex Library

    1110 Eastern Boulevard

    Essex, MD 21221

    February 5, 2019:  Earn It! Plan It! Keep It!

    Come explore your money values and habits, learn how to create manageable financial goals and create a Spending Plan which will set you on the path to meeting your goals!

    Class will run from 6pm-7:30pm

    Register HERE! Register TODAY!

    • 06 Feb 2019
    • 2:00 PM - 3:30 PM
    • 10375 Little Patuxent Pkwy., Columbia MD 21044
    Register

    Making Change Center presents...

    PREPARING FOR THE 2019 TAX SEASON!

    Minimize your taxes and maximize your refund by understanding the deductions and credits for which you may be eligible, including the Earned Income Tax Credit (EITC). The class will also review the recent tax law changes. 

    LOCATION: The Central branch library, 10375 Little Patuxent Pkwy., Columbia MD 21044

    DATE: 2/6/2019

    TIME: 2-3:30pm

    *All classes are opened to the public!


    • 07 Feb 2019
    • 6:00 PM - 7:30 PM
    • 8604 Liberty Road, Randallstown, MD 21133
    Register

     

    presents...

    FINANCIAL FITNESS BOOTCAMP

    Randallstown Library

    8604 Liberty Road

    Randallstown, MD 21133

    February 7, 2019:  Earn It! Plan It! Keep It!

    Come explore your money values and habits, learn how to create manageable financial goals and create a Spending Plan which will set you on the path to meeting your goals!

    Class will run from 6pm-7:30pm

    Register HERE! Register TODAY!

    • 09 Feb 2019
    • 2:00 PM - 3:30 PM
    • 6600 Cradlerock Way, Columbia MD 21045
    Register

    Making Change Center presents...

    PREPARING FOR THE 2019 TAX SEASON!

    Minimize your taxes and maximize your refund by understanding the deductions and credits for which you may be eligible, including the Earned Income Tax Credit (EITC). The class will also review the recent tax law changes. 

    LOCATION: The East Columbia branch library, 6600 Cradlerock Way, Columbia MD 21045

    DATE: 2/9/2019

    TIME: 2-3:30pm

    *All classes are opened to the public!


    • 12 Feb 2019
    • 6:00 PM - 7:30 PM
    • 1110 Eastern Blvd., Essex, MD 21221
    Register

     

    presents...

    FINANCIAL FITNESS BOOTCAMP

    Essex Library

    1110 Eastern Boulevard

    Essex, MD 21221

    February 12, 2019: Rock Your Credit Score!

     Learn how and why to get your credit report, what affects your credit score and ways to build or rebuild a positive credit history.

    All classes will run from 6pm-7:30pm

    Register HERE! Register TODAY!

    • 13 Feb 2019
    • 7:00 PM - 8:30 PM
    • 6540 Washington Blvd., Elkridge MD 21075
    • 25
    Register

    Making Change Center presents...

    BASICS OF INVESTING! 

    Does investing seem like alphabet soup? Do you know the difference between an ETF and a MF, or a MMF from a CD? Are you risk averse and worried about losing money? Roy Yenoli of MakingChange presents an overview of the basics of investing!

    LOCATION: The Elkridge branch library, 6540 Washington Blvd., Elkridge MD 21075

    DATE: 2/13/2019 

    TIME: 7-8:30pm

    *All classes are opened to the public!

    • 14 Feb 2019
    • 6:00 PM - 7:30 PM
    • 8604 Liberty Road, Randallstown, MD 21133
    Register

     

    presents...

    FINANCIAL FITNESS BOOTCAMP

    Randallstown Library

    8604 Liberty Road

    Randallstown, MD 21133

    February 14, 2019: Rock Your Credit Score!

     Learn how and why to get your credit report, what affects your credit score and ways to build or rebuild a positive credit history.

    All classes will run from 6pm-7:30pm

    Register HERE! Register TODAY!

    • 16 Feb 2019
    • 1:00 PM - 2:30 PM
    • 2350 State Route 97, Cooksville, MD 21723
    Register

    Making Change Center presents...

    PREPARING FOR THE 2019 TAX SEASON!

    Minimize your taxes and maximize your refund by understanding the deductions and credits for which you may be eligible, including the Earned Income Tax Credit (EITC). The class will also review the recent tax law changes. 

    LOCATION: The Glenwood branch library, 2350 State Route 97, Cooksville, MD 21723

    DATE: 2/16/2019

    TIME: 1-2:30pm

    *All classes are opened to the public!


    • 19 Feb 2019
    • 6:00 PM - 7:30 PM
    • 1110 Eastern Blvd., Essex, MD 21221
    Register

     

    presents...

    FINANCIAL FITNESS BOOTCAMP

    Essex Library

    1110 Eastern Boulevard

    Essex, MD 21221

    February 19, 2019: Consumer Protection; Preventing Identity Theft

    Learn about protecting yourself from identity theft and how to be a smart consumer with this great workshop!

    All classes will run from 6pm-7:30pm

    Register HERE! Register TODAY!

    • 21 Feb 2019
    • 6:00 PM - 7:30 PM
    • 8604 Liberty Road, Randallstown, MD 21133
    Register

     

    presents...

    FINANCIAL FITNESS BOOTCAMP

    Randallstown Library

    8604 Liberty Road

    Randallstown, MD 21133

    February 21, 2019: Consumer Protection; Preventing Identity Theft

     Learn about protecting yourself from identity theft and how to be a smart consumer with this great workshop!

    All classes will run from 6pm-7:30pm

    Register HERE! Register TODAY!

    • 27 Feb 2019
    • 7:00 PM - 8:30 PM
    • 1681 Riedel Road, Crofton, MD 21114
    • 24
    Register

    Making Change Center presents...

    BASICS OF INVESTING! 

    Does investing seem like alphabet soup? Do you know the difference between an ETF and a MF, or a MMF from a CD? Are you risk averse and worried about losing money? Roy Yenoli of MakingChange presents an overview of the basics of investing!

    LOCATION: The Crofton branch library, 1681 Riedel Road, Crofton, MD 21114

    DATE: 2/27/2019

    TIME: 7-8:30pm

    *All classes are opened to the public!

    • 28 Feb 2019
    • 7:00 PM - 8:30 PM
    • 9525 Durness Lane, Laurel MD 20723
    Register

    Making Change Center presents...

    PREPARING FOR THE 2019 TAX SEASON!

    Minimize your taxes and maximize your refund by understanding the deductions and credits for which you may be eligible, including the Earned Income Tax Credit (EITC). The class will also review the recent tax law changes. 

    LOCATION: The Savage branch library, 9525 Durness Lane, Laurel, MD 20723

    DATE: 2/28/2019

    TIME: 7-8:30pm

    *All classes are opened to the public!


    • 16 Mar 2019
    • 10:00 AM - 1:00 PM
    • 4200 Valley Drive, College Park, MD 20740

    TOGETHER presents...

    TOGETHER Program Workshop Sessions 1-6 for COUPLES


    Our workshop offers tools to help couples* who experience trouble with:

    • communication and problem solving
    • stress management
    • money management
    • access to community resources
    • employment and career needs

    Attendance at all sessions is preferred. This workshop series will take place every Saturday from 10am-1pm for 6 consecutive weeks. The dates for this workshop series' sessions are

    Session 1 - 11/3/18

    Session 2 - 11/10/18

    Session 3 - 11/17/18

    Session 4- 12/1/18

    *Skipping Thanksgiving Weekend

    Session 5 - 12/8/18

    Session 6 - 12/15/18

    Booster Session – 3/16/19

    LOCATION: Family Science Department, School of Public Health, 

    4200 Valley Drive, College Park, MD 20740

    TIME: 10am - 1pm

    For more information AND to REGISTER, Click Here

    • 25 Mar 2019
    • 6:30 PM - 8:00 PM
    • 500 Third Ave., Lansdowne, MD 21227
    Register

    MakingChange presents...

    Are you finding that you are not completely sure where your money goes each month? This workshop shows you how to manage your money by preparing a personal spending plan and identifying ways to decrease spending and increase income. In partnership with MakingChange.

    The Lansdowne Library

    500 Third Ave.

    Lansdowne, MD 21227

    6:30-8pm

    Register TODAY!


    • 01 Apr 2019
    • 6:30 PM - 8:00 PM
    • 20
    Register

    MakingChange presents...

    Do you know what’s in your credit report and should you care? What about your score; how is it derived and how does it impact your financial situation? How important is credit anyway and is it necessary? Roy Yenoli of MakingChange discusses these issues and more.

         The Lansdowne Branch Library

    500 Third Avenue
    Lansdowne, Maryland 21227 

    Time: 6:30-8pm

    REGISTER TODAY!




    • 04 Apr 2019
    • 6:30 PM - 8:00 PM
    • 6540 Washington Blvd., Elkridge, MD 21075
    • 20
    Register

    MakingChange presents...

    Do you know what’s in your credit report and should you care? What about your score; how is it derived and how does it impact your financial situation? How important is credit anyway and is it necessary? Roy Yenoli of MakingChange discusses these issues and more.

         The Elkridge Branch Library

    6540 Washington Blvd.
    Elkridge, Maryland 21075

    Time: 6:30-8pm

    REGISTER TODAY!




    • 08 Apr 2019
    • 6:30 PM - 8:00 PM
    • 500 Third Ave. Lansdowne, Maryland 21227
    • 25
    Register

    MakingChange presents...

    Does investing seem like alphabet soup? Do you know the difference between an ETF and a MF, or a MMF from a CD? Are you risk averse and worried about losing money? Roy Yenoli of will give an overview of the basics of investing!


    The Lansdowne Branch Library

    500 Third Ave.
    Lansdowne, Maryland 21227

    Time: 6:30pm-8pm

    REGISTER TODAY!


    • 11 Apr 2019
    • 7:00 PM - 8:30 PM
    • Howard County Library, Elkridge Branch, 6540 Washington Blvd, Elkridge, MD 21075
    • 25
    Register

    MakingChange presents...

    Does investing seem like alphabet soup? Do you know the difference between an ETF and a MF, or a MMF from a CD? Are you risk averse and worried about losing money? Roy Yenoli of will give an overview of the basics of investing!

    The Elkridge Branch Library

    6540 Washington Blvd.
    Elkridge, Maryland 21075

    Time: 7pm-8:30pm

    REGISTER TODAY!


    • 15 Apr 2019
    • 6:30 PM - 8:00 PM
    • 500 Third Ave., Lansdowne, MD 21227
    Register

    MakingChange presents...

    Learn how to prepare for a financially secure and comfortable retirement. In this workshop you'll learn about what you'll need for retirement and the steps necessary to preparing for it. In partnership with MakingChange.

    The Lansdowne Library

    500 Third Ave.

    Lansdowne, MD 21227

    6:30-8pm

    Register TODAY!


    • 22 Apr 2019
    • 6:30 PM - 8:00 PM
    • 500 Third Ave., Lansdowne, MD 21227
    Register

    MakingChange presents...

    In this workshop you'll get to learn more about the financial topics that are relevant to you! Roy Yenoli of MakingChange will be presenting and answer questions that you have about your finances. In partnership with MakingChange.

    The Lansdowne Library

    500 Third Ave.

    Lansdowne, MD 21227

    6:30-8pm

    Register TODAY!


    • 25 Apr 2019
    • 7:00 PM - 8:30 PM
    • 1681 Riedel Road, Crofton, MD 21114
    • 20
    Register

    Making Change Center presents...

    UNDERSTANDING CREDIT

    Do you know what’s in your credit report and should you care? What about your score; how is it derived and how does it impact your financial situation? How important is credit anyway and is it necessary? Roy Yenoli of MakingChange discusses these issues and more.

    LOCATION: The Crofton branch library, 1681 Riedel Road, Crofton, MD 21114

    DATE: 4/25/2019

    TIME: 7-8:30pm

    *All classes are opened to the public!

     


    • 27 Apr 2019
    • 4:00 PM - 5:30 PM
    • 2350 State Route 97, Cooksville, MD 21723
    • 25
    Register

    Making Change Center presents...

    BASICS OF INVESTING! 

    Does investing seem like alphabet soup? Do you know the difference between an ETF and a MF, or a MMF from a CD? Are you risk averse and worried about losing money? Roy Yenoli of MakingChange presents an overview of the basics of investing!

    LOCATION: The Glenwood branch library, 2350 State Route 97, Cooksville, MD 21723

    DATE: 4/27/2019 

    TIME: 4-5:30pm

    *All classes are opened to the public!

    • 23 May 2019
    • 7:00 PM - 8:30 PM
    • 6540 Washington Blvd., Elkridge, MD 21075
    Register