Upcoming events

    • 25 Sep 2018
    • 10:00 AM
    • 10 Distillery Dr, Suite G-1, Westminster, MD 21157

    Human Services Programs of Carroll County, Inc presents...


    September 5 - Build a Budget Workshop: Creating SMART Financial Goals, 10am

    September 12 - Build a Budget Workshop: Managing Your Expenses, 10am 

    September 18 - Credit is an Asset, 10am

    September 18 - Earn It, Plan It, Keep It (held at Carroll County Business and Employment Resource Center), 1pm

    September 19 - Build a Budget Workshop: Budgeting Tools and Tips, 10am

    September 25 - Conquering Debt, 10am

    *Receive a $10 gift card for attending.

    For more information, contact: Jennifer Bacon, Financial Education Coordinator at: (410) 857.2999 or

    • 25 Sep 2018
    • 6:30 PM - 8:30 PM
    • 117 E Church Street, Frederick MD 21701

    If you have been struggling to improve your financial outlook and your goal is to become a future homeowner, please attend.  Learn more about becoming a homeowner through Habitat for Humanity.

    Other topics being coveredVarious budget styles (The Ideal Budget, Budget based on needs) & Financial Emotions

    RSVP by September 21st to:  Jennifer Minnick,

    • 26 Sep 2018
    • 7:00 PM - 9:00 PM
    • 5430 Vantage Point Rd., Columbia, MD 21044


    How Much Do You Need Saved To Retire?

    In this workshop we'll roll up our sleeves and give you the methods, insights and perspectives you'll need to accurately ensure you have sufficient savings for a safe, successful and happy retirement.

    Topics to be discussed will include:

    • How do you determine how much savings is enough?
    • Do rules of thumb for retirement saving mean anything?
    • How much retirement income will I actually really need?
    • Do I need to be saving more? If so, how much more?
    • How long will I need to make my money last in retirement?
    • How can I know if I'm on track with my plan?
    • What can I do if I am close to retirement and running out of time?
    • What if the market tanks just before I retire?
    • What strategies can I use to reduce my risks?
    • Am I too aggressive or too conservative with my retirement investments?
    • What steps can I take to shift the odds of success in my favor?

    To REGISTER, Click Here!

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