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• Earn It! Plan It! Keep It!

  • When
    19 Nov 2019
  •  
    1:00 PM
  • Location
    224 N. Center St., Westminster, MD 21157

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  Human Services Programs (HSP) of Carroll County, Inc present...

  Earn it! Plan it! Keep it!

  Tuesday, November 19, 2019, 1pm

  Location: 224 N. Center St., Westminster, MD 21157

  For more information contact Jennifer Bacon at (410) 857-2999 or jbacon@hspinc.org 

  
  

  All classes are free, and no registration is required. 

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• Build a Budget Workshop: Budgeting Tools and Tips

  • When
    20 Nov 2019
  •  
    10:00 AM - 11:00 AM
  • Location
    10 Distillery Dr. Suite G-1, Westminster, MD 21157

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  Human Services Programs (HSP) of Carroll County, Inc present...

  BUILD A BUDGET WORKSHOP: Budgeting Tools and Tips

  Wednesday, November 20, 2019  10am - 11 a.m 

  Location: 10 Distillery Dr., Suite G-1, Westminster, MD 21157

  Learn how to build a budget and maintain it with this great workshop from our partners at HSP! 

  All classes are free, no registration is required 

  
  

  
  

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• Find Hidden Cash

  • When
    16 Dec 2019
  •  
    6:00 PM - 8:00 PM
  • Location
    APGFCU Home Loan Center, 321 South Main Street, Bel Air, MD 21014

  Register

  Do you have a budget and still find yourself short on cash? 

  This workshop will cover the following topics: 

  • Assess causes of financial shortfalls and identify ways to prevent them 
    
  • Identify measures and steps to find hidden cash 
    
  • Identify habits and practices that will help increase your net worth 
    

  Reservations are required due to space capacity of the meeting room, which is limited to 20 people. 

  To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com. 

  When responding please indicate how many will be attending. 

   

  
  

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• FCAA Home Buyers Education Workshop

  • When
    21 Dec 2019
  •  
    12:00 PM - 5:00 PM
  • Location
    Frederick County Association of Realtors, 478 Prospect Blvd., Frederick, MD
  • Spaces left
    20

  Register

  FCAA Home buyers Education Workshop
  
  

  Are you interested in becoming a first time home buyer? If so, this workshop may be for you.

  Topics include:

  • Creating a Budget
  • Credit and how it effects mortgage applications
  • The complete home buying process
  • Closing on a home
  • Mortgage and down payment programs available to first time home buyers
    

  
  

  Interested individuals should contact Pat McMorrow at 301-600-6206 or pmcmorrow@cityoffrederick.com in addition to registering at the MD CASH Academy.

  This class is provided by:

  The Fredrick Community Action Agency (FCAA), a HUD-Approved Housing Counseling Agency.  The FCAA is the federally designated Community Action Agency for Frederick County, Maryland, administers programs and services to assist disadvantaged and low-income people, thereby, ameliorating the causes and effects of poverty.

  
  

  
  

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