Recommended ages 12-15. Participants should register individually, even if they are from the same household. Thanks to a grant from TD Ameritrade, teens who attend the full program and complete program feedback are eligible for gift card drawings!
UMD Extension 4-H youth development and finance educators have just teamed up to offer Smart Cents, a live, 10 hour personal finance program for teens conducted over Zoom. The program also offers a family component to spark conversation about money and values.
Why a youth financial literacy program? Young people are particularly hard hit by debt. Money management skills are important to be empowered and confident about the future.
The overall goal of the Smart Cents program is to increase the ability of youth to make informed decisions about financial health while strengthening their use of social and emotional skills necessary for success as they grow into responsible adults. Each of the ten lessons last up to one hour and are facilitated using the experiential learning model of experience, share, process, generalize, and apply. Youth will learn the skills of:
- Financial Decision Making
- Spending and Saving
- Credit and Debt
- Employment and Income
- Investing
- Risk Management
PARENTS: Come learn about the content and objectives of the Smart Cents Teen Personal Finance Workshop, as well as strategies for raising money smart teens. 6:00-6:45PM August 10. Please complete a separate registration.
University programs, activities, and facilities are available to all without regard to race, color, sex, gender identity or expression, sexual orientation, marital status, age, national origin, political affiliation.
Click here to register.