Maryland CASH Academy

Build Your Financial IQ. One Class at a Time.

Who We Are: The Maryland CASH Academy, a signature program of the Maryland CASH (Creating Assets, Savings and Hope) Campaign, offers free personal finance classes on a wide variety of topics across the state of Maryland. Search for a class by location, date, or topic.

Become A Partner

Partner organizations provide a pool of qualified and experienced financial educators. Examples include non-profit organizations and financial institutions with a staff committed to helping people understand personal finance. Please contact us to inquire about partnership opportunities. 

If you don't see a desired class topic in your area, Request a Class

If you'd like to have a class on a particular topic, click here to send us an email. Let us know the topic that you would like and what area in the state that you would like that class.

Training Tuesdays

10/24 Legal Services Programs in Maryland

10/31 Yes You're a Small Business, Helping Clients Understand the Impact of Their Side Hustle


Economic Inclusion:

A Series of Discussions to Improve Financial Health in Washington County

Tuesday, October 24, 2017 9:00 am - 2:00 pm

Hagerstown Community College

11400 Robinwood Drive

Hagerstown, Maryland 21742-6514

We invite you to join the first in a series of conversations about economic issues affecting Hagerstown and Washington County individuals, families and communities and the critical tools that can measurably improve financial well-being of low- and moderate-income households. This one-day forum, part of a series, will highlight the specific financial challenges of households in this region. The inaugural session will focus on a series of relevant issues including the Earned Income Tax Credit (EITC) and unbanked/underbanked.

CLICK HERE FOR ADDITIONAL INFORMATION AND TO REGISTER. Attendance is free, but registration is required.

Please note: Hagerstown Community College (HCC) is offering this non-credit course (free of charge) as a part of their continuing education program. In order to meet the requirements of the state, HCC will also need all attendees to complete a registration form the day of the event.


Worried About Your Data from the Equifax Breach?

By now, you've seen the news of one of the largest data breach in history when Equifax, one of three major credit reporting agencies, lost personal data on 143 million US consumers. The Federal Trade Commission reports the facts on the breach and steps to take.  

  • You can check to see if your information was comprised by going to the website set up by EquifaxBe sure to be on a secure computer when doing this, since you have to enter in the last 6 digits of your social security number. 
  • Consider getting a copy of your credit report from each of the three credit reporting bureaus.  It's unlikely that the data thieves have opened an account in your name yet, but it's good to get in the habit of checking you report regularly. You are entitled to a copy of your credit report each year for free from the credit reporting agencies and  Maryland consumers are entitled to an additional copy under Maryland law. 
  • Most consumer experts are advising placing a credit freeze on your data and there is currently federal legislation pending to waive the fees associated with credit freezes. Equifax has waived the credit freeze fee for now. Maryland law limits fees for the freeze to $5 per credit reporting agency and if you are a victim of ID theft, the fee is waived under Maryland law. 
  • Be wary of any emails or calls about the data breach-there are new scams popping up trying to further put you at riskNever give out personal information when someone calls you or sends you an email
  • File your 2017 tax returns as soon as you can in 2018. Maryland is already a state with higher than averageTax ID theft cases and this data breach could increase your risk of someone filing a fake tax return with your information. Compile your records needed for filing taxes by the end of this year so you'll be ready to file as soon as possible. 
  • You can now access free credit freezes through Equifax. To read more about it click here

The key point to remember is to check your bank, credit and financial accounts regularly to ensure the transactions listed are yours and do what you can to protect your data: use strong passwords, create double authentication where you can and always ask why someone needs your personal data before giving it out. Details and steps to take on this data breach are changing daily, check the Consumer Federation of America's site, the National Consumer Law Center's site and MD CASH Academy for updates. 


2017 Maryland Financial Education Summit PowerPoints

The PowerPoints from our great presenters at the 2017 Maryland Financial Education Summit are up and available for download here!


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If you'd like to have a class on a particular topic, clickhereto send us an email. Let us know the topic that you would like and what area in the state that you would like the class. 

 Thank You...

The Maryland CASH Academy thanks the Connecticut Money School and Delaware Money School for website and program inspiration and insight.


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