Occasionally, organizations will host a special financial education class. Check them out here. Please note that registration for these classes occur outside of the Maryland CASH Academy.

Upcoming events

  • Savvy Social Security Planning Workshop

    • 13 Feb 2012
    • 7:00 PM - 9:00 PM
    • Miller Library, 9421 Frederick Road, Ellicott City, MD
    Description: There is more to Social Security than meets the eye. At this free workshop you will learn the following and much more:

    • 5 factors to consider for deciding when to start taking benefits
    • Health of the system and whether benefits are likely to change
    • Innovative strategies for coordinating benefits with your spouse
    • How to coordinate benefits with other sources of income
    • How to minimize taxes on your benefits, and
    • Special rules on benefits for divorced spouses
    Click here to register online or call (410) 740-1300.
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  • Laboring Over Long Term Care

    • 06 Mar 2012
    • 7:00 PM - 9:00 PM
    • Oakland Manor at Columbia Town Center, 5430 Vantage Point Road Columbia, MD 21044
    Description: Healthcare and Long-Term Care costs are the leading cause of financial distress for retirees. Attend this session to learn how to protect yourself and your family.

    In this session we will teach you:
    • The facts and figures regarding the likelihood of needing Long-Term Care and the cost of coverage in our area.
    • The three common misconceptions of Long-Term Care and the potential ramifications of making the wrong assumptions about who, how, and where care will be provided for you as you age.
    • Who does and doesn’t pay the cost of Long-Term Care and what, if anything, to expect from Medicare, Medicaid, and Medigap insurance.
    • What specifically Long-Term Care policies cover and how to effectively evaluate policy features, benefits, and costs.
    • Several alternatives to traditional Long-Term Care insurance that may be more beneficial for your particular situation.
    • How Medicare works and why Medigap plans are a critical part of creating comprehensive healthcare protection.
    Click here to register online or call (410) 740-1300.
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  • Examining Estate Planning and Estate Taxation

    • 07 Mar 2012
    • 7:00 PM - 9:00 PM
    • Oakland Manor at Columbia Town Center, 5430 Vantage Point Road Columbia, MD 21044
    Description: No matter how large or small your estate, if you want to make certain your plan is complete,  optimized and hassle-free for your family, this session will teach you how.

    • Why conflicts arise upon death and how proper estate planning can help preserve family harmony.
    • How to optimize your estate plan to reduce or eliminate Federal and State death taxes.
    • Why it might be beneficial to avoid the time, expense, and hassle of Probate, and how to do so properly.
    • The pros and cons of Wills vs. Trusts, and which one might be best for your particular situation.
    • All about Trusts (By-Pass, Legacy, Q-TIP, Living and Irrevocable), how they work and how they can be used and combined to prevent costly and time consuming estate problems for your family.
    • How to structure your life insurance for optimal tax efficiency and passing on the maximum benefit.
    Click here to register online or call (410) 740-1300.
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  • Maximizing Retirement Income

    • 08 Mar 2012
    • 7:00 PM - 9:00 PM
    • Oakland Manor at Columbia Town Center, 5430 Vantage Point Road Columbia, MD 21044
    Description: If your retirement financial goals include maximizing income, safety of principal, growth, liquidity, tax-advantages and maintaining control of your money, don’t miss this session!

    • How to coordinate, sequence and optimize income from Social Security, Pensions, savings and other sources.
    • Methods and strategies for reliably turning your savings (401(k)s, IRAs, TSPs, etc.) into the maximum income possible during retirement.
    • How to position your portfolio for stock market growth in a way that never puts your retirement income at risk should markets fall.
    • Strategies for protecting principal and helping you guard against the major financial risks of retirement.
    • How today’s advanced, modern annuities work and the pros & cons of using them in your plans.
    • How to create a comprehensive retirement plan that is flexible and adaptable to your changing retirement financial needs.
    Click here to register online or call (410) 740-1300.
    Show details

 
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