September

Upcoming events

    • 03 Sep 2015
    • 5:00 PM - 6:30 PM
    • Montgomery Community College Takoma Park Campus, 7600 Takoma Avenue, Takoma Park, MD 20912, RC 204
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 03 Sep 2015
    • 6:00 PM - 8:00 PM
    • Unity EDC 5801 Allentown Road #308, Suitland, MD 20746
    • 22

    Description:

    Have you ever dreamed about starting your
    own business but don’t know where to begin?
    This free workshop can help you make
    your dream a reality!

    Join Maryland CASH Campaign and UEDC 
    to learn how to start your own small business
    or legal side hustle!

    Topics to be Covered:
    How to structure your business
    Understanding business tax basics
    Community resources to help you get started


    Take charge of your financial future!

    • 04 Sep 2015
    • 2:00 PM - 3:30 PM
    • Montgomery Community College Germantown Campus 20200 Observation Drive Germantown, MD 20876, SA 104
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 05 Sep 2015
    • 9:00 AM - 11:00 AM
    • Unity EDC 5801 Allentown Road #308, Suitland, MD 20746
    • 27

    Description:

    Have you ever dreamed about starting your
    own business but don’t know where to begin?
    This free workshop can help you make
    your dream a reality!

    Join Maryland CASH Campaign and UEDC 
    to learn how to start your own small business
    or legal side hustle!

    Topics to be Covered:
    How to structure your business
    Understanding business tax basics
    Community resources to help you get started


    Take charge of your financial future!

    • 08 Sep 2015
    • 12:00 PM - 1:30 PM
    • Montgomery Community College Takoma Park Campus, 7600 Takoma Avenue, Takoma Park, MD 20912, CM 211
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 08 Sep 2015
    • 6:00 PM - 7:30 PM
    • Central Library 400 Cathedral Street Baltimore, MD 21201
    • 13

    How It’s Used To Determine Your Cost Of Services And Character:

    • Understand How To Read Your Credit Report
    • Learn The Five Components That Makes Up A Credit Score
    • How Is Credit Score/Report Used By Vendors, Employers And Licensing Authorities
    • How To Remove Inaccurate Information On Credit Report
    • Understand Ways To Build Or Rebuild Credit  
    • Question And Answers
    • 08 Sep 2015
    • 6:30 PM - 8:30 PM
    • Empowered Women International, 12320 Parklawn Drive Rockville, MD 20852

    Join Jamie Kent Hamelburg, member of Press & Dozier as she walks EWI clients through the different types of business registrations. Jamie concentrates her practice on general business law, where she counsels clients on issues including type of entity and start-up.  Jamie is the author of "Starting Your Business in Montgomery County, Maryland," a very helpful resource for new businesses in Montgomery County. Come learn the differences between an LLC, Sole Proprietorship, Corporation and more.    

     

    Tuesday, September 8th

    6:30-8:30pm

    EWI Rockville Office 

     

    • 09 Sep 2015
    • 10:00 AM - 12:00 PM
    • 10 Distillery Dr. Suite G1, Westminster, MD 21158
    • 20

    Description: 

    Do you want to see what possible lenders (and possible employers and landlords) see and know (or think they know) about you? Do you want to know what you have and haven’t done in the past regarding purchases and loans and how improve what others may know or think they know about you? Then sign up and attend this workshop to get an accurate picture of your credit standing.


    Contact Bill Dougherty, Program Coordinator

    410-386-6641 x 3041 or WDougherty@hspinc.org



    Partner Information:

    Human Services Programs of Carroll County, Inc. (HSP)
    HSP is Carroll County's Community Action Agency and is committed to providing assistance with basic needs to low-income, at-risk citizens of Carroll County. HSP offers both short-term emergency services, such as energy assistance, and longer-term services like financial education and workforce development. 
    • 10 Sep 2015
    • 10:00 AM - 11:30 AM
    • Montgomery Community College Rockville Campus, 51 Mannakee Street, Rockville, MD 20850, CC 201
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 12 Sep 2015
    • 9:30 AM - 3:30 PM
    • Empowered Women International, 12320 Parklawn Drive Rockville, MD 20852

    Join EWI and CAAB for a FREE financial empowerment bootcamp. Participants will earn personalized mentoring from financial advisors and customized education designed to help you succeed! Space is limited, so register today! 

     

     

    Saturday, September 12th

    9:30am-3:30pm

    EWI Rockville Office

     

    REGISTER HERE 

    • 12 Sep 2015
    • 10:00 AM - 4:00 PM
    • 12320 Parklawn Drive Rockville, MD 20852

    REGISTRATION: Please contact AAHC

    to reserve your seat


    *There is $50 fee- includes a "Manual for homebuyer" and a 2 hour one-on-one counseling and a certificate.

     

    (301) 760-7636

    www.aa-hc.org


    Why do I need to take the First Time Homebuyer Education Class?

     

    When you apply for Local/County/State mortgage programs, down payment assistance, or some lenders’ mortgage programs, you are required to complete a first time homebuyer (or homeownership) education class and obtain a certification. AAHC is in compliance with their requirements and we issue a certification at the completion of the class.


    You will learn Homebuying Steps from Start to Finish & How to Stay on Track as a Responsible Homeowner, including:

    • ​Personal Finance
    • Developing a spending plan to meet your financial goals
    • Understanding Credit
    • Working with the Lender and Real Estate Agent
    • Home Inspection and the role of the Inspector
    • Understanding Settlement Procedures

    • 14 Sep 2015
    • 10:00 AM - 12:00 PM
    • 10 Distillery Dr. Suite G1, Westminster, MD 21158
    • 20
    Description: 
    This is an educational workshop that will teach you how to create and start using a budget to help manage your finances. You will learn basic money management and budgeting skills, as well as receiving assistance setting up your personal budget. Ongoing budget coaching is available to keep you and your budget on track after attending the workshop.

    Contact Bill Dougherty, Program Coordinator

    410-386-6641 x 3041 or WDougherty@hspinc.org


    Partner Information:

    Human Services Programs of Carroll County, Inc. (HSP)
    HSP is Carroll County's Community Action Agency and is committed to providing assistance with basic needs to low-income, at-risk citizens of Carroll County. HSP offers both short-term emergency services, such as energy assistance, and longer-term services like financial education and workforce development. 
    • 14 Sep 2015
    • 3:00 PM - 4:30 PM
    • Montgomery Community College Takoma Park Campus, 7600 Takoma Avenue, Takoma Park, MD 20912, CM 211
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 14 Sep 2015
    • 5:00 PM - 6:30 PM
    • Montgomery Community College Germantown Campus 20200 Observation Drive Germantown, MD 20876, SA 104
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 15 Sep 2015
    • 4:30 PM - 6:00 PM
    • Montgomery Community College Rockville Campus, 51 Mannakee Street, Rockville, MD 20850, TC 216
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 15 Sep 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 17
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    A light meal is provided. No childcare.A light meal is provided. No childcare.


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 16 Sep 2015
    • 10:00 AM - 11:30 AM
    • 10 Distillery Drive Suite G1 Westminster, MD 21158
    • 20

    Description: 

    This valuable financial workshop is provided courtesy of PNC Bank. In this workshop you will learn basic concepts regarding banking, budgeting, understanding your credit and identity theft prevention. You will also have an opportunity to learn about fair banking options and the latest banking products and services. PNC Bank will award you a Certificate of Completion for attending the workshop.


     

    Contact Bill Dougherty, Program Coordinator

    410-386-6641 x 3041 or WDougherty@hspinc.org


    Partner Information:

    Human Services Programs of Carroll County, Inc. (HSP)
    HSP is Carroll County's Community Action Agency and is committed to providing assistance with basic needs to low-income, at-risk citizens of Carroll County. HSP offers both short-term emergency services, such as energy assistance, and longer-term services like financial education and workforce development. 
    • 16 Sep 2015
    • 6:30 PM - 8:00 PM
    • 655 Towne Center Dr. Joppa, MD 21085
    • 25

    Harford Community Action Agency Fall Workshops


    • Learn to save money and plan your meals in advance
    • Create a schedule for cleaning and organizing
    • Make a Household Binder to keep all your paperwork in one place


    • 19 Sep 2015
    • 12:00 PM - 5:00 PM
    • Prosperity Center at Bernard Brown Community Center, 629 N. Market Street, Frederick, MD 21701
    • 20
    FCAA Home buyers Education Workshop

    Are you interested in becoming a first time home buyer? If so, this workshop may be for you.

    Topics include:

    • Creating a Budget
    • Credit and how it effects mortgage applications
    • The complete home buying process
    • Closing on a home
    • Mortgage and down payment programs available to first time home buyers


    Interested individuals should contact Brad Petersen at 301-600-3966 or bpetersen@cityoffrederick.com in addition to registering at the MD CASH Academy.



    This class is provided by:

    The Fredrick Community Action Agency (FCAA), a HUD-Approved Housing Counseling Agency.  The FCAA is the federally designated Community Action Agency for Frederick County, Maryland, administers programs and services to assist disadvantaged and low-income people, thereby, ameliorating the causes and effects of poverty.



    • 22 Sep 2015
    • 6:00 PM - 7:30 PM
    • Central Library 400 Cathedral Street Baltimore, MD 21201
    • 15

    What couples need to know about retirement income and social security.
    Come learn about some little known rules that can help married couples get more out of the Social Security system. At this workshop, some of the things you will learn are:

    • How much Social Security you and your spouse stand to receive over your joint lifetime
    • Two key things you need to know about Social Security survivor benefits
    • How spouses with little or no earnings can take advantage of Social Security benefits
    • How remarriage affects survivor benefits from a former spouse
    • How to avoid mistakes at your Social Security office
    • 22 Sep 2015
    • 6:30 PM - 8:00 PM
    • 21 Franklin Street Aberdeen, MD 21001
    • 25

    Harford Community Action Agency Fall Workshops


    • Learn to save money and plan your meals in advance
    • Create a schedule for cleaning and organizing
    • Make a Household Binder to keep all your paperwork in one place


    • 23 Sep 2015
    • 10:00 AM - 12:00 PM
    • 10 Distillery Dr. Suite G1, Westminster, MD 21158
    • 20

    Description: 

    Do you want to see what possible lenders (and possible employers and landlords) see and know (or think they know) about you? Do you want to know what you have and haven’t done in the past regarding purchases and loans and how improve what others may know or think they know about you? Then sign up and attend this workshop to get an accurate picture of your credit standing.


    Contact Bill Dougherty, Program Coordinator

    410-386-6641 x 3041 or WDougherty@hspinc.org



    Partner Information:

    Human Services Programs of Carroll County, Inc. (HSP)
    HSP is Carroll County's Community Action Agency and is committed to providing assistance with basic needs to low-income, at-risk citizens of Carroll County. HSP offers both short-term emergency services, such as energy assistance, and longer-term services like financial education and workforce development. 
    • 24 Sep 2015
    • 10:00 AM - 11:30 AM
    • Montgomery Community College Takoma Park Campus, 7600 Takoma Avenue, Takoma Park, MD 20912, CM 211
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 24 Sep 2015
    • 7:00 PM - 8:30 PM
    • Howard County Library, Miller Branch, 9421 Frederick Rd, Ellicott City, MD 21042


    Does investing seem like alphabet soup? Do you know the difference between an ETF and a MF, or a MMF from a CD? Are you risk averse and worried about losing money? Roy Yenoli of MakingChange presents an overview of the basics of investing.



    Register today to attend this class.

    • 25 Sep 2015
    • 2:00 PM - 3:30 PM
    • Montgomery Community College Germantown Campus 20200 Observation Drive Germantown, MD 20876, SA 104
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 25 Sep 2015
    • 3:00 PM - 4:30 PM
    • Montgomery Community College Rockville Campus, 51 Mannakee Street, Rockville, MD 20850, SC 125
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 28 Sep 2015
    • 10:00 AM - 12:00 PM
    • 10 Distillery Dr. Suite G1, Westminster, MD 21158
    • 20
    Description: 
    This is an educational workshop that will teach you how to create and start using a budget to help manage your finances. You will learn basic money management and budgeting skills, as well as receiving assistance setting up your personal budget. Ongoing budget coaching is available to keep you and your budget on track after attending the workshop.

    Contact Bill Dougherty, Program Coordinator

    410-386-6641 x 3041 or WDougherty@hspinc.org


    Partner Information:

    Human Services Programs of Carroll County, Inc. (HSP)
    HSP is Carroll County's Community Action Agency and is committed to providing assistance with basic needs to low-income, at-risk citizens of Carroll County. HSP offers both short-term emergency services, such as energy assistance, and longer-term services like financial education and workforce development. 
    • 28 Sep 2015
    • 7:00 PM - 8:30 PM
    • Howard County Library, Savage Branch, 9525 Durness Ln, Laurel, MD 20723
    • 20

    Do you know what’s in your credit report and should you care? What about your score; how is it derived and how does it impact your financial situation? How important is credit anyway and is it necessary? Roy Yenoli of MakingChange discusses these issues and more.

     


    • 29 Sep 2015
    • 2:00 PM - 3:00 PM
    • 10 Distillery Dr. Suite G1, Westminster, MD 21158
    • 20
    Description: 
    Are you interested in learning new tips and tricks that will help you save money? Do you have advice you would like to share on how you have successfully saved money or cut expenses in your household? Would you like to meet new people who are interested in activities like bargain shopping and coupon clipping? Come to our monthly Budget Club meeting and start saving!

    Contact Bill Dougherty, Program Coordinator

    410-386-6641 x 3041 or WDougherty@hspinc.org



    Partner Information:

    Human Services Programs of Carroll County, Inc. (HSP)
    HSP is Carroll County's Community Action Agency and is committed to providing assistance with basic needs to low-income, at-risk citizens of Carroll County. HSP offers both short-term emergency services, such as energy assistance, and longer-term services like financial education and workforce development. 
    • 29 Sep 2015
    • 7:00 PM - 8:45 PM
    • Crofton Community Library, 1681 Riedel Rd., Crofton, MD 21114


    Does investing seem like alphabet soup? Do you know the difference between an ETF and a MF, or a MMF from a CD? Are you risk averse and worried about losing money? Roy Yenoli of MakingChange presents an overview of the basics of investing.



    Contact:

    Christina Teasley
    cteasley@aacpl.net
    (410) 222-7915

    • 30 Sep 2015
    • 2:00 PM - 3:30 PM
    • Montgomery Community College Germantown Campus 20200 Observation Drive Germantown, MD 20876, SA 104
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

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