May

Upcoming events

    • 01 May 2015
    • 1:00 PM - 2:30 PM
    • Montgomery Community College Takoma Park Campus, 7600 Takoma Avenue, Takoma Park, MD 20912, CM 211
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 01 May 2015
    • 1:00 PM - 4:00 PM
    • GOODWILL INDUSTRIES OF MONOCACY VALLEY, 400 E Church St, Frederick, MD 21701
    • 10

    Topics will include:

    • Self-presentation
    • Job retention
    • Helpful tips for finding work
    • And more!
    • 02 May 2015
    • 9:00 AM - 11:00 AM
    • The Fuller House 3470 Rockefeller Court Waldorf, MD 20602

    How can those who currently aren't saving afford to save money? Learn effective tips for saving money when budgets are tight.


    Refreshments available.


    For more information, and to R.S.V.P., please contact Carolyn Cowan at: (301) 609-9900 or ccowan@lifestylesofmd.org

    • 02 May 2015
    • 1:00 PM - 4:00 PM
    • The Universities at Shady Grove, 9630 Gudelsky Drive Rockville, MD 20850

    Save the date for a special collaborative event for middle and high school students and their parents!


    • Learn what you can do to start your path to successful college experiences
    • Meet representatives from various careers, colleges, universities, and scholarship organizations
    • Learn about financial aid and scholarship opportunities

    Registration is available through the Parent Academy. www.mcpsparentacademy.org 


    Check-in from 12–1 p.m.

    • 04 May 2015
    • 1:00 PM - 4:00 PM
    • GOODWILL INDUSTRIES OF MONOCACY VALLEY, 400 E Church St, Frederick, MD 21701
    • 10

    Topics will include:

    • Self-presentation
    • Job retention
    • Helpful tips for finding work
    • And more!
    • 05 May 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 06 May 2015
    • 10:00 AM - 11:00 AM
    • 610 E. Diamond Avenue, Suite 100 Gaithersburg, MD 20877
    • 25
    Description: This class explores  financial institutions  (such as banks and credit unions), their products and ways to save money when you are managing your bank accounts.

    This course will help you understand:
    - The benefits of having an account with a financial institution
    - What type of services/accounts are available to you
    - How to choose a financial institution, and
    - How to manage your accounts.

    This class is provided by Family Services, Inc.


    A Spanish translator will be available during this presentation.

    One hundred years ago a group of caring community members came together to help those who were most in need. This particular group called themselves the Social Services League, and established their tradition of "Neighbors Helping Neighbors."
     

    In 1959, the organization's name was changed to Family Services Agency. To meet the needs of the ever-changing Montgomery County population, Family Services has expanded and now houses 14 different programs! Today, Family Services is still committed to making a long-lasting impact on families.Through its innovative early childhood, educational, and behavioral health programs, Family Services makes a difference in the community.

    • 06 May 2015
    • 1:00 PM - 4:00 PM
    • GOODWILL INDUSTRIES OF MONOCACY VALLEY, 400 E Church St, Frederick, MD 21701
    • 10

    Topics will include:

    • Self-presentation
    • Job retention
    • Helpful tips for finding work
    • And more!
    • 06 May 2015
    • 2:00 PM - 3:30 PM
    • Montgomery Community College Germantown Campus 20200 Observation Drive Germantown, MD 20876, SA 162
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 07 May 2015
    • 5:00 PM - 6:30 PM
    • Montgomery Community College Rockville Campus, 51 Mannakee Street, Rockville, MD 20850, SC 125
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 08 May 2015
    • 1:00 PM - 4:00 PM
    • GOODWILL INDUSTRIES OF MONOCACY VALLEY, 400 E Church St, Frederick, MD 21701
    • 10

    Topics will include:

    • Self-presentation
    • Job retention
    • Helpful tips for finding work
    • And more!
    • 09 May 2015
    • 10:00 AM - 4:00 PM
    • 12320 Parklawn Drive Rockville, MD 20852

    REGISTRATION: Please contact AAHC

    to reserve your seat


    *There is $50 fee- includes a "Manual for homebuyer" and a 2 hour one-on-one counseling and a certificate.

     

    (301) 760-7636

    www.aa-hc.org


    Why do I need to take the First Time Homebuyer Education Class?

     

    When you apply for Local/County/State mortgage programs, down payment assistance, or some lenders’ mortgage programs, you are required to complete a first time homebuyer (or homeownership) education class and obtain a certification. AAHC is in compliance with their requirements and we issue a certification at the completion of the class.


    You will learn Homebuying Steps from Start to Finish & How to Stay on Track as a Responsible Homeowner, including:

    • ​Personal Finance
    • Developing a spending plan to meet your financial goals
    • Understanding Credit
    • Working with the Lender and Real Estate Agent
    • Home Inspection and the role of the Inspector
    • Understanding Settlement Procedures

    • 11 May 2015
    • 1:00 PM - 4:00 PM
    • GOODWILL INDUSTRIES OF MONOCACY VALLEY, 400 E Church St, Frederick, MD 21701
    • 10

    Topics will include:

    • Self-presentation
    • Job retention
    • Helpful tips for finding work
    • And more!
    • 12 May 2015
    • 5:00 PM - 6:30 PM
    • MC Dept of Health and Human Services Offices at 1301 Piccard Drive, Rockville, MD
    • 25

    Sponsored by the Montgomery County Alumnae Chapter (MCAC) of Delta Sigma Theta Sorority, Inc.


    Workshop coordinator:

    Sandra Allen

    economicdevelopment@mcacdst.org

    301-346-7030


    Daytime meetings:

    4th Thursday of each month

    10:00am-11:30am


    Evening meetings:

    2nd Tuesday of each month

    5:00pm-6:00pm



    • 13 May 2015
    • 1:00 PM - 4:00 PM
    • GOODWILL INDUSTRIES OF MONOCACY VALLEY, 400 E Church St, Frederick, MD 21701
    • 10

    Topics will include:

    • Self-presentation
    • Job retention
    • Helpful tips for finding work
    • And more!
    • 13 May 2015
    • 4:00 PM - 7:00 PM
    • 629 N.Market St., Frederick, MD
    • 20
    Description:

    Come to this Credit Cafe and receive help to get your free credit report and even obtain your credit score for free!  Registration is required ahead of time by clicking here or calling 301-662-4225 x 1216 for a free 20 minute counseling session with a  credit counselor.  



    This Credit Education event is hosted by the Frederick County Financial Literacy Coalition, the Prosperity Center at the Bernard Brown Community Center, United Way, Housing Authority of City of Frederick and Interfaith Housing Alliance. 
    • 15 May 2015
    • 1:00 PM - 4:00 PM
    • GOODWILL INDUSTRIES OF MONOCACY VALLEY, 400 E Church St, Frederick, MD 21701
    • 10

    Topics will include:

    • Self-presentation
    • Job retention
    • Helpful tips for finding work
    • And more!
    • 16 May 2015
    • 10:00 AM - 3:00 PM
    • Springbrook High School, 201 Valleybrook Drive, Silver Spring, MD 20904

    AAHC Housing and Financial Resource Center present:


    SPRING 2015

    Homebuyers Education Workshop


    Join us to learn:

    • Maryland Mortgage Programs- Including FHA
    • How to receive Federal Tax Credit up to $2,000/yr
    • 1st time Homebuyer Mortgage Programs
    • MPDUs: Low to Moderate Income Homes
    • Available Down Payment Assistance: up to $15,000
    • What you should know about the Fair Housing Law
    • FHA's Back To Work Program
    • Build Your Credit! Join AAHC's Asset Building Circle

    This is a FREE Nonprofit event!


    RSVP Now!

    visit: www.aa-hc.org

    email: counseling@aa-hc.org

    call: (301) 760-7636


    *RSVP and attend the workshop and you can enter to win $2,000 down payment assistance- will be disbursed at the settlement.


    *Tri-merge Free Credit Report and Score- soft pull will NOT affect your credit score.


    • 16 May 2015
    • 12:00 PM - 5:00 PM
    • Prosperity Center at Bernard Brown Community Center, 629 N. Market Street, Frederick, MD 21701
    • 20
    FCAA Home buyers Education Workshop

    Are you interested in becoming a first time home buyer? If so, this workshop may be for you.

    Topics include:

    • Creating a Budget
    • Credit and how it effects mortgage applications
    • The complete home buying process
    • Closing on a home
    • Mortgage and down payment programs available to first time home buyers


    Interested individuals should contact Brad Petersen at 301-600-3966 or bpetersen@cityoffrederick.com in addition to registering at the MD CASH Academy.



    This class is provided by:

    The Fredrick Community Action Agency (FCAA), a HUD-Approved Housing Counseling Agency.  The FCAA is the federally designated Community Action Agency for Frederick County, Maryland, administers programs and services to assist disadvantaged and low-income people, thereby, ameliorating the causes and effects of poverty.



    • 18 May 2015
    • 1:00 PM - 4:00 PM
    • GOODWILL INDUSTRIES OF MONOCACY VALLEY, 400 E Church St, Frederick, MD 21701
    • 10

    Topics will include:

    • Self-presentation
    • Job retention
    • Helpful tips for finding work
    • And more!
    • 18 May 2015
    • 5:00 PM - 6:30 PM
    • Montgomery Community College Germantown Campus 20200 Observation Drive Germantown, MD 20876, SA 162
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 19 May 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 19 May 2015
    • 7:00 PM - 9:00 PM
    • Historic Oakland Manor at Columbia Town Center, 5430 Vantage Point Road, Columbia, MD 21044
    There is more to Social Security than meets the eye. At this workshop you will learn the following and much more:
             
    • 5 factors to consider for deciding when to start taking benefits
    • Health of the system and whether benefits are likely to change
    • Innovative strategies for coordinating benefits with your spouse
    • How to coordinate benefits with other sources of income
    • How to minimize taxes on your benefits
    • Special rules on benefits for divorced spouses
    Registration Required

    Click to Register Online

    Your presenter will be Mark Timmick, a local Retirement & Estate Planning Specialist. Mr. Timmick is an experienced retirement planning professional and Investment Advisor Representative. He is also a published author and frequent public speaker, he has written for local newspapers, he is an active member of the Financial Planning Association, and he is the current President of the Howard County chapter of The Society for Financial Awareness. 

    • 20 May 2015
    • 10:30 AM - 12:00 PM
    • Montgomery Community College Rockville Campus, 51 Mannakee Street, Rockville, MD 20850, SC 125
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 20 May 2015
    • 1:00 PM - 4:00 PM
    • GOODWILL INDUSTRIES OF MONOCACY VALLEY, 400 E Church St, Frederick, MD 21701
    • 10

    Topics will include:

    • Self-presentation
    • Job retention
    • Helpful tips for finding work
    • And more!
    • 20 May 2015
    • 7:00 PM - 9:30 PM
    • Historic Oakland Manor at Columbia Town Center, 5430 Vantage Point Road, Columbia, MD 21044
    What’s more essential to retirement happiness than having a plan for your financial security? In this workshop you will learn:
             
    • How to accurately determine how much you'll need to have saved for retirement
    • Methods and strategies for reliably turning your savings (401(k)s, IRAs, TSPs, etc.) into the maximum income possible during retirement.
    • Strategies for protecting principal and helping you guard against the major financial risks of retirement.
    • How today’s advanced, modern annuities work and the pros & cons of using them in your plans
    • How to create a comprehensive retirement plan that is flexible and adaptable to your changing retirement financial needs
    Registration Required

    Click to Register Online

    Your presenter will be Mark Timmick, a local Retirement & Estate Planning Specialist. Mr. Timmick is an experienced retirement planning professional and Investment Advisor Representative. He is also a published author and frequent public speaker, he has written for local newspapers, he is an active member of the Financial Planning Association, and he is the current President of the Howard County chapter of The Society for Financial Awareness. 

    • 21 May 2015
    • 5:00 PM - 6:30 PM
    • Montgomery Community College Takoma Park Campus, 7600 Takoma Avenue, Takoma Park, MD 20912, CM 211
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 22 May 2015
    • 1:00 PM - 4:00 PM
    • GOODWILL INDUSTRIES OF MONOCACY VALLEY, 400 E Church St, Frederick, MD 21701
    • 10

    Topics will include:

    • Self-presentation
    • Job retention
    • Helpful tips for finding work
    • And more!
    • 25 May 2015
    • 1:00 PM - 4:00 PM
    • GOODWILL INDUSTRIES OF MONOCACY VALLEY, 400 E Church St, Frederick, MD 21701
    • 10

    Topics will include:

    • Self-presentation
    • Job retention
    • Helpful tips for finding work
    • And more!
    • 27 May 2015
    • 1:00 PM - 4:00 PM
    • GOODWILL INDUSTRIES OF MONOCACY VALLEY, 400 E Church St, Frederick, MD 21701
    • 10

    Topics will include:

    • Self-presentation
    • Job retention
    • Helpful tips for finding work
    • And more!
    • 28 May 2015
    • 10:00 AM - 11:30 AM
    • MC Dept of Health and Human Services Offices at 1301 Piccard Drive, Rockville, MD
    • 25

    Sponsored by the Montgomery County Alumnae Chapter (MCAC) of Delta Sigma Theta Sorority, Inc.


    Workshop coordinator:

    Sandra Allen

    economicdevelopment@mcacdst.org

    301-346-7030


    Daytime meetings:

    4th Thursday of each month

    10:00am-11:30am


    Evening meetings:

    2nd Tuesday of each month

    5:00pm-6:00pm



    • 29 May 2015
    • 1:00 PM - 4:00 PM
    • GOODWILL INDUSTRIES OF MONOCACY VALLEY, 400 E Church St, Frederick, MD 21701
    • 10

    Topics will include:

    • Self-presentation
    • Job retention
    • Helpful tips for finding work
    • And more!

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