March

Upcoming events

    • 05 Mar 2015
    • 6:00 PM - 8:00 PM
    • Unity EDC 5801 Allentown Road #308, Suitland, MD 20746
    • 29

    Description:

    Have you ever dreamed about starting your
    own business but don’t know where to begin?
    This free workshop can help you make
    your dream a reality!

    Join Maryland CASH Campaign and UEDC 
    to learn how to start your own small business
    or legal side hustle!

    Topics to be Covered:
    How to structure your business
    Understanding business tax basics
    Community resources to help you get started


    Take charge of your financial future!

    • 05 Mar 2015
    • 6:30 PM - 8:30 PM
    • Harford Community College, LIBRARY- CONFERENCE ROOM 214, 401 Thomas Run Road Bel Air, MD 21015

    The Financial Aid Office at Harford Community College is committed to helping you feel financially empowered! With assistance from APG Federal Credit Union, we’re offering a series of FREE workshops on the important financial topics listed below. The workshops will be held multiple times over a six-week period during the spring 2015 semester. You may pick the topics that most interest you, but we strongly suggest you attend as many as possible. Attend the first session and receive a free flash drive!


    Week 1: Your Own Home

    Homeownership – it’s all that and more!


    Students are encouraged to download materials prior to attending workshop sessions:
    www.harford.edu/student-services/financial-aid/managing-your-money/financial-sense-workshops.aspx


    To register, call 410-612-2361 or email WorkshopRSVP@apgfcu.com

    • 07 Mar 2015
    • 9:00 AM - 11:00 AM
    • Unity EDC 5801 Allentown Road #308, Suitland, MD 20746
    • 23

    Description:

    Have you ever dreamed about starting your
    own business but don’t know where to begin?
    This free workshop can help you make
    your dream a reality!

    Join Maryland CASH Campaign and UEDC 
    to learn how to start your own small business
    or legal side hustle!

    Topics to be Covered:
    How to structure your business
    Understanding business tax basics
    Community resources to help you get started


    Take charge of your financial future!

    • 07 Mar 2015
    • 9:15 AM - 12:30 PM
    • Charles County Library, West Branch,10405 O'Donnell Place Waldorf, Maryland 20603
    • 25

    This workshop is sponsored by the Charles County Saves Campaign, a partnership between the Charles County Public Libraries, University of MD Extension, SDM Investments, Farmers Insurance,  and GT Financial Services. Light refreshments will be served. 


    This workshop will provide attendees with an awareness of identity theft and account fraud, teach them how to protect their information and prevent ID theft, and provide them with the knowledge and tools they need to clean up and recover from the damage if they did become fraud victims.


    Seminar objectives:By the end of the seminar, attendees will understand:


    • The potential damage caused by ID theft and account fraud;
    • How ID theft and account fraud happen;
    • How to protect their personal data and avoid becoming victims;
    • How to recognize when fraud has occurred;
    • What their rights are regarding responsibility for fraudulent debts and other fraudulent activity;
    • What steps to take if they are, or believe them may become, a victim of identity theft; and
    • What resources are available to help consumers and victims.



    • 07 Mar 2015
    • 10:00 AM - 4:00 PM
    • 12320 Parklawn Drive Rockville, MD 20852

    REGISTRATION: Please contact AAHC

    to reserve your seat


    *There is $50 fee- includes a "Manual for homebuyer" and a 2 hour one-on-one counseling and a certificate.

     

    (301) 760-7636

    www.aa-hc.org


    Why do I need to take the First Time Homebuyer Education Class?

     

    When you apply for Local/County/State mortgage programs, down payment assistance, or some lenders’ mortgage programs, you are required to complete a first time homebuyer (or homeownership) education class and obtain a certification. AAHC is in compliance with their requirements and we issue a certification at the completion of the class.


    You will learn Homebuying Steps from Start to Finish & How to Stay on Track as a Responsible Homeowner, including:

    • ​Personal Finance
    • Developing a spending plan to meet your financial goals
    • Understanding Credit
    • Working with the Lender and Real Estate Agent
    • Home Inspection and the role of the Inspector
    • Understanding Settlement Procedures

    • 07 Mar 2015
    • 11:00 AM - 1:00 PM
    • Andrews Federal Credit Union Headquarters, 5711 Allentown Road, Suitland, MD 20746
    This workshop will provide you with an overview of credit reports and scores and how credit use now affects credit-ability later. Also, you'll understand the steps to improve and protect your credit and get information on getting out of debt through goal-setting and money management.

    Presented by Melissa Gardner, CCUFC.

    To register go HERE.
    • 10 Mar 2015
    • 5:00 PM - 6:30 PM
    • MC Dept of Health and Human Services Offices at 1301 Piccard Drive, Rockville, MD
    • 25

    Sponsored by the Montgomery County Alumnae Chapter (MCAC) of Delta Sigma Theta Sorority, Inc.


    Workshop coordinator:

    Sandra Allen

    economicdevelopment@mcacdst.org

    301-346-7030


    Daytime meetings:

    4th Thursday of each month

    10:00am-11:30am


    Evening meetings:

    2nd Tuesday of each month

    5:00pm-6:00pm



    • 12 Mar 2015
    • 6:30 PM - 8:30 PM
    • Harford Community College, LIBRARY- CONFERENCE ROOM 214, 401 Thomas Run Road Bel Air, MD 21015

    The Financial Aid Office at Harford Community College is committed to helping you feel financially empowered! With assistance from APG Federal Credit Union, we’re offering a series of FREE workshops on the important financial topics listed below. The workshops will be held multiple times over a six-week period during the spring 2015 semester. You may pick the topics that most interest you, but we strongly suggest you attend as many as possible.


    Week 2: Your "Pay Yourself First" Spending Plan

    Create a budget that pays YOU first.


    Students are encouraged to download materials prior to attending workshop sessions:
    www.harford.edu/student-services/financial-aid/managing-your-money/financial-sense-workshops.aspx


    To register, call 410-612-2361 or email WorkshopRSVP@apgfcu.com

    • 14 Mar 2015
    • 9:00 AM - 12:00 PM
    • Home Loan Center 321 South Main Street Bel Air, MD 21014
    • Preparing for the home buying process
    • Understanding the different home mortgage options
    • Clarifying the home mortgage process
    • Avoiding financial pitfalls
    • Planning for home maintenance and expenses

    RSVP here! Space is limited.

    • 14 Mar 2015
    • 9:15 AM - 12:30 PM
    • Charles County Library, West Branch,10405 O'Donnell Place Waldorf, Maryland 20603
    • 25

    This workshop is sponsored by the Charles County Saves Campaign, a partnership between the Charles County Public Libraries, University of MD Extension, SDM Investments, Farmers Insurance,  and GT Financial Services. Light refreshments will be served. 


    This interactive workshop will provide attendees with practical tools and information to make more informed financial choices that will enable them to save more and spend less.


    Seminar objectives:By the end of the seminar, attendees will understand:


    • The difference between wants and needs;
    • How starting small in saving can grow to substantial savings and wealth;
    • How to utilize employer sponsored retirement to build wealth;
    • The risks and benefits of investing in the stock market; and
    • How millionaires have created wealth.




    • 14 Mar 2015
    • 10:00 AM - 1:00 PM
    • Long Reach High School 6101 Old Dobbin Road Columbia

    FREE Financial Education Activities For The Entire Family


    You'll have access to information and services ranging from a variety of topics such as:

     

    ■ Living Within Your Means
    ■ College Funding Options
    ■ Planning for Retirement
    ■ Caring for Aging Parents
    ■ Financial Planning
    ■ Credit Report Services
    ■ Money Skills for Students
    ■ Free Tax Preparation

    Workshops ■ Exhibitors ■ Entertainment ■ Refreshments


    For more info please call  443-718-9350 or visit www.makingchangecenter.org

    • 17 Mar 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 19 Mar 2015
    • 6:30 PM - 8:30 PM
    • Harford Community College, LIBRARY- CONFERENCE ROOM 214, 401 Thomas Run Road Bel Air, MD 21015

    The Financial Aid Office at Harford Community College is committed to helping you feel financially empowered! With assistance from APG Federal Credit Union, we’re offering a series of FREE workshops on the important financial topics listed below. The workshops will be held multiple times over a six-week period during the spring 2015 semester. You may pick the topics that most interest you, but we strongly suggest you attend as many as possible.


    Week 3: Bank On It Safely

    Understand financial services and protect your consumer rights.


    Students are encouraged to download materials prior to attending workshop sessions:
    www.harford.edu/student-services/financial-aid/managing-your-money/financial-sense-workshops.aspx


    To register, call 410-612-2361 or email WorkshopRSVP@apgfcu.com

    • 21 Mar 2015
    • 9:15 AM - 12:30 PM
    • Charles County Library, West Branch,10405 O'Donnell Place Waldorf, Maryland 20603
    • 24

    This workshop is sponsored by the Charles County Saves Campaign, a partnership between the Charles County Public Libraries, University of MD Extension, SDM Investments, Farmers Insurance,  and GT Financial Services. Light refreshments will be served. 


    This interactive workshop will provide attendees with practical tools and information to make more informed financial choices that will enable them to save more and spend less.


    Seminar objectives:By the end of the seminar, attendees will understand:


    • The difference between wants and needs;
    • How starting small in saving can grow to substantial savings and wealth;
    • How to utilize employer sponsored retirement to build wealth;
    • The risks and benefits of investing in the stock market; and
    • How millionaires have created wealth.




    • 21 Mar 2015
    • 12:00 PM - 5:00 PM
    • Prosperity Center at Bernard Brown Community Center, 629 N. Market Street, Frederick, MD 21701
    • 20
    FCAA Home buyers Education Workshop

    Are you interested in becoming a first time home buyer? If so, this workshop may be for you.

    Topics include:

    • Creating a Budget
    • Credit and how it effects mortgage applications
    • The complete home buying process
    • Closing on a home
    • Mortgage and down payment programs available to first time home buyers


    Interested individuals should contact Brad Petersen at 301-600-3966 or bpetersen@cityoffrederick.com in addition to registering at the MD CASH Academy.



    This class is provided by:

    The Fredrick Community Action Agency (FCAA), a HUD-Approved Housing Counseling Agency.  The FCAA is the federally designated Community Action Agency for Frederick County, Maryland, administers programs and services to assist disadvantaged and low-income people, thereby, ameliorating the causes and effects of poverty.



    • 26 Mar 2015
    • 10:00 AM - 11:30 AM
    • MC Dept of Health and Human Services Offices at 1301 Piccard Drive, Rockville, MD
    • 25

    Sponsored by the Montgomery County Alumnae Chapter (MCAC) of Delta Sigma Theta Sorority, Inc.


    Workshop coordinator:

    Sandra Allen

    economicdevelopment@mcacdst.org

    301-346-7030


    Daytime meetings:

    4th Thursday of each month

    10:00am-11:30am


    Evening meetings:

    2nd Tuesday of each month

    5:00pm-6:00pm



    • 28 Mar 2015
    • 9:30 AM - 11:30 AM
    • APGFCU Edgewood Operations Center, lower level, back entrance 1321 E. Pulaski Hwy, Edgewood, MD 21040
    • Investigate the components of a credit score
    • Obtain a copy of your personal credit report
    • Analyze your personal credit report

    Reserve your space: Call 410-612-2361 or go here!

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