April

Upcoming events

    • 01 Apr 2015
    • 10:00 AM - 11:00 AM
    • 610 East Diamond Avenue, Suite 100, Gaithersburg, MD 20877 (Training Room)
    • 25
    Description: The Federal Trade Commission reports that nearly 9 million Americans have their identities stolen every year. Don’t be one of these statistics. Learn how you can better protect your information and ultimately, your identity.

    Participants will learn:
    -Ways to make smart consumer choices, whether buying at thrift stores, shopping for a car, household items,  groceries or saving money, and
    -How to avoid common consumer scams such as ID
    Theft, Work at Home scams, Credit Repair scams and more.


    This class is provided by: Family Services, Inc.,www.familyservicesagency.org

    Registration: Please contact Rossana Hilario at 301-840-3240 or rossana.hilario@fs-inc.org


    A Spanish translator will be available during this presentation.

    One hundred years ago a group of caring community members came together to help those who were most in need. This particular group called themselves the Social Services League, and established their tradition of "Neighbors Helping Neighbors."  

    In 1959, the organization's name was changed to Family Services Agency. To meet the needs of the ever-changing Montgomery County population, Family Services has expanded and now houses 14 different programs! Today, Family Services is still committed to making a long-lasting impact on families.Through its innovative early childhood, educational, and behavioral health programs, Family Services makes a difference in the community.

    • 02 Apr 2015
    • 6:00 PM - 8:00 PM
    • Unity EDC 5801 Allentown Road #308, Suitland, MD 20746
    • 30

    Description:

    Are you finding that you are not completely sure where your money goes each month? 


    This workshop shows you how to manage your money by preparing a personal spending plan and identifying ways to decrease spending and increase income. Also helps identify ways you can save.

    • 02 Apr 2015
    • 6:30 PM - 8:30 PM
    • Harford Community College, LIBRARY- CONFERENCE ROOM 214, 401 Thomas Run Road Bel Air, MD 21015

    The Financial Aid Office at Harford Community College is committed to helping you feel financially empowered! With assistance from APG Federal Credit Union, we’re offering a series of FREE workshops on the important financial topics listed below. The workshops will be held multiple times over a six-week period during the spring 2015 semester. You may pick the topics that most interest you, but we strongly suggest you attend as many as possible.


    Week 4: Financial Recovery

    Recover financially and rebuild your credit.


    Students are encouraged to download materials prior to attending workshop sessions:
    www.harford.edu/student-services/financial-aid/managing-your-money/financial-sense-workshops.aspx


    To register, call 410-612-2361 or email WorkshopRSVP@apgfcu.com

    • 04 Apr 2015
    • 9:00 AM - 11:00 AM
    • Unity EDC 5801 Allentown Road #308, Suitland, MD 20746
    • 30

    Description:

    Are you finding that you are not completely sure where your money goes each month? 


    This workshop shows you how to manage your money by preparing a personal spending plan and identifying ways to decrease spending and increase income. Also helps identify ways you can save.

    • 04 Apr 2015
    • 10:00 AM - 4:00 PM
    • 12320 Parklawn Drive Rockville, MD 20852

    REGISTRATION: Please contact AAHC

    to reserve your seat


    *There is $50 fee- includes a "Manual for homebuyer" and a 2 hour one-on-one counseling and a certificate.

     

    (301) 760-7636

    www.aa-hc.org


    Why do I need to take the First Time Homebuyer Education Class?

     

    When you apply for Local/County/State mortgage programs, down payment assistance, or some lenders’ mortgage programs, you are required to complete a first time homebuyer (or homeownership) education class and obtain a certification. AAHC is in compliance with their requirements and we issue a certification at the completion of the class.


    You will learn Homebuying Steps from Start to Finish & How to Stay on Track as a Responsible Homeowner, including:

    • ​Personal Finance
    • Developing a spending plan to meet your financial goals
    • Understanding Credit
    • Working with the Lender and Real Estate Agent
    • Home Inspection and the role of the Inspector
    • Understanding Settlement Procedures

    • 07 Apr 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 09 Apr 2015
    • 6:30 PM - 8:30 PM
    • Harford Community College, LIBRARY- CONFERENCE ROOM 214, 401 Thomas Run Road Bel Air, MD 21015

    The Financial Aid Office at Harford Community College is committed to helping you feel financially empowered! With assistance from APG Federal Credit Union, we’re offering a series of FREE workshops on the important financial topics listed below. The workshops will be held multiple times over a six-week period during the spring 2015 semester. You may pick the topics that most interest you, but we strongly suggest you attend as many as possible.


    Week 5: Check It Out

    Choose and keep a checking account.


    Students are encouraged to download materials prior to attending workshop sessions:
    www.harford.edu/student-services/financial-aid/managing-your-money/financial-sense-workshops.aspx


    To register, call 410-612-2361 or email WorkshopRSVP@apgfcu.com

    • 11 Apr 2015
    • 11:30 AM - 1:30 PM
    • Andrews Federal Credit Union Headquarters, 5711 Allentown Road, Suitland, MD 20746
    Part seminar, part interactive learning, teens ages 14–18 years old will gain an understanding of financial topics such as: checking accounts, savings accounts, online banking, debit cards, credit reports & scores, loans, investing, budgeting, and more!

    Presented by Melissa Gardner, CCUFC.

    To register go HERE.
    • 14 Apr 2015
    • 5:00 PM - 6:30 PM
    • MC Dept of Health and Human Services Offices at 1301 Piccard Drive, Rockville, MD
    • 25

    Sponsored by the Montgomery County Alumnae Chapter (MCAC) of Delta Sigma Theta Sorority, Inc.


    Workshop coordinator:

    Sandra Allen

    economicdevelopment@mcacdst.org

    301-346-7030


    Daytime meetings:

    4th Thursday of each month

    10:00am-11:30am


    Evening meetings:

    2nd Tuesday of each month

    5:00pm-6:00pm



    • 16 Apr 2015
    • 6:30 PM - 8:30 PM
    • Harford Community College, LIBRARY- CONFERENCE ROOM 214, 401 Thomas Run Road Bel Air, MD 21015

    The Financial Aid Office at Harford Community College is committed to helping you feel financially empowered! With assistance from APG Federal Credit Union, we’re offering a series of FREE workshops on the important financial topics listed below. The workshops will be held multiple times over a six-week period during the spring 2015 semester. You may pick the topics that most interest you, but we strongly suggest you attend as many as possible.


    Week 6: Getting YOUR Credit

    Credit WILL impact YOUR life – past, present and future. Make a credit card work for you!


    Students are encouraged to download materials prior to attending workshop sessions:
    www.harford.edu/student-services/financial-aid/managing-your-money/financial-sense-workshops.aspx


    To register, call 410-612-2361 or email WorkshopRSVP@apgfcu.com

    • 18 Apr 2015
    • 12:00 PM - 5:00 PM
    • Prosperity Center at Bernard Brown Community Center, 629 N. Market Street, Frederick, MD 21701
    • 20
    FCAA Home buyers Education Workshop

    Are you interested in becoming a first time home buyer? If so, this workshop may be for you.

    Topics include:

    • Creating a Budget
    • Credit and how it effects mortgage applications
    • The complete home buying process
    • Closing on a home
    • Mortgage and down payment programs available to first time home buyers


    Interested individuals should contact Brad Petersen at 301-600-3966 or bpetersen@cityoffrederick.com in addition to registering at the MD CASH Academy.



    This class is provided by:

    The Fredrick Community Action Agency (FCAA), a HUD-Approved Housing Counseling Agency.  The FCAA is the federally designated Community Action Agency for Frederick County, Maryland, administers programs and services to assist disadvantaged and low-income people, thereby, ameliorating the causes and effects of poverty.



    • 20 Apr 2015
    • 3:30 PM - 4:30 PM
    • Albert S. Cook Library. Towson Univ. 8000 York Rd. Towson, MD 21252. computer classroom (CK317
    • 25

    In honor of Money Smart Week, Randi Gosselin, Certified Credit Counselor and Student Loan Counselor of Navicore Solutions, will go over what every student should know:


    Budgeting

    Dealing with Debt

    Money Management Action 

    Budget for Life After Graduation (if time allows) 



    For a hands-on experience, participants will have the opportunity to pull up their own credit report.



    • 21 Apr 2015
    • 6:00 PM - 7:00 PM
    • Albert S. Cook Library. Towson Univ. 8000 York Rd. Towson, MD 21252. computer classroom (CK317)
    • 25

    In honor of Money Smart Week, Mark Kopatch, Programs Manager of Eastside CDC, Inc. will speak at Towson University to explain about credit and the pitfalls of Debt, and share Budgeting and Saving Techniques.


    The class will discuss the nature of credit, how to establish and maintain good credit through good choices, and how to repair bad credit. Also, we will discuss the opportunities and pitfalls of debt. Lastly, how to manage money, importance of budgeting and practical techniques, and savings importance and techniques for the future.


    Mark will also give information on helpful websites and how to participate in free Financial Fitness and Coaching programs and First Time Homebuyers programs after college to assist in major life choices.

    • 21 Apr 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 23 Apr 2015
    • 10:00 AM - 11:30 AM
    • MC Dept of Health and Human Services Offices at 1301 Piccard Drive, Rockville, MD
    • 25

    Sponsored by the Montgomery County Alumnae Chapter (MCAC) of Delta Sigma Theta Sorority, Inc.


    Workshop coordinator:

    Sandra Allen

    economicdevelopment@mcacdst.org

    301-346-7030


    Daytime meetings:

    4th Thursday of each month

    10:00am-11:30am


    Evening meetings:

    2nd Tuesday of each month

    5:00pm-6:00pm



    • 23 Apr 2015
    • 7:00 PM - 8:30 PM
    • Calvert Library 850 Costley Way Prince Frederick, MD 20678



    Come learn all about Credit:


    Credit Reports, Credit Scores, Building Credit, and Choosing Credit Products such as credit cards, car loans, student loans and mortgages



    Financial Educator- TBD

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