Find a Class

MONEY SMART WEEK
BROWSE BY DATE
BROWSE BY LOCATION
BROWSE BY TOPIC

*CLASSES FOR PROMISE PARTICIPANTS*




MD CASH Academy classes are for adults who want to learn more about managing their financial lives.  We offer a wide range of classes for people who are interested in budgeting, managing debt, saving for the future, filing their taxes or managing their insurance. Our Educators and Partners provide fact based financial education without providing financial advice or selling any products or services. 
 
You must complete our free registration on the site in order to be able to sign-up for one of our classes online.

Upcoming events

    • 02 Apr 2015
    • 5:30 PM - 7:30 PM
    • Baltimore City

    Join your local Community Action Center to learn about financial literacy and planning. 


    • household budgeting
    • debt relief
    • how to read your credit report
    • banking 
    • credit and debit cards
    • how to save money and develop a savings plan
    • prioritizing your bills

    Classes held at all Centers every Thursday, 
    Feb. 12-April 2, 2015
    5:30-7:30 PM

    Community Action Centers
    Northern- 5225 York Rd.
    Northwest- 3939 Reisterstown Rd.
    Southern- 606 Cherry Hill Rd.
    Southeast- 3411 Bank St.
    Eastern- 1400 E. Federal



    • 02 Apr 2015
    • 6:30 PM - 8:30 PM
    • Harford Community College, LIBRARY- CONFERENCE ROOM 214, 401 Thomas Run Road Bel Air, MD 21015

    The Financial Aid Office at Harford Community College is committed to helping you feel financially empowered! With assistance from APG Federal Credit Union, we’re offering a series of FREE workshops on the important financial topics listed below. The workshops will be held multiple times over a six-week period during the spring 2015 semester. You may pick the topics that most interest you, but we strongly suggest you attend as many as possible.


    Week 4: Financial Recovery

    Recover financially and rebuild your credit.


    Students are encouraged to download materials prior to attending workshop sessions:
    www.harford.edu/student-services/financial-aid/managing-your-money/financial-sense-workshops.aspx


    To register, call 410-612-2361 or email WorkshopRSVP@apgfcu.com

    • 04 Apr 2015
    • 9:00 AM - 11:00 AM
    • The Fuller House 3470 Rockefeller Court Waldorf, MD 20602

    Good credit plays an important role in your financial life. Learn more on how credit works, types of credit that is available, and if you are ready to apply for credit.


    Refreshments available.


    For more information, and to R.S.V.P., please contact Carolyn Cowan at: (301) 609-9900 or ccowan@lifestylesofmd.org

    • 04 Apr 2015
    • 10:00 AM - 4:00 PM
    • 12320 Parklawn Drive Rockville, MD 20852

    REGISTRATION: Please contact AAHC

    to reserve your seat


    *There is $50 fee- includes a "Manual for homebuyer" and a 2 hour one-on-one counseling and a certificate.

     

    (301) 760-7636

    www.aa-hc.org


    Why do I need to take the First Time Homebuyer Education Class?

     

    When you apply for Local/County/State mortgage programs, down payment assistance, or some lenders’ mortgage programs, you are required to complete a first time homebuyer (or homeownership) education class and obtain a certification. AAHC is in compliance with their requirements and we issue a certification at the completion of the class.


    You will learn Homebuying Steps from Start to Finish & How to Stay on Track as a Responsible Homeowner, including:

    • ​Personal Finance
    • Developing a spending plan to meet your financial goals
    • Understanding Credit
    • Working with the Lender and Real Estate Agent
    • Home Inspection and the role of the Inspector
    • Understanding Settlement Procedures

    • 07 Apr 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 09 Apr 2015
    • 6:30 PM - 8:30 PM
    • Harford Community College, LIBRARY- CONFERENCE ROOM 214, 401 Thomas Run Road Bel Air, MD 21015

    The Financial Aid Office at Harford Community College is committed to helping you feel financially empowered! With assistance from APG Federal Credit Union, we’re offering a series of FREE workshops on the important financial topics listed below. The workshops will be held multiple times over a six-week period during the spring 2015 semester. You may pick the topics that most interest you, but we strongly suggest you attend as many as possible.


    Week 5: Check It Out

    Choose and keep a checking account.


    Students are encouraged to download materials prior to attending workshop sessions:
    www.harford.edu/student-services/financial-aid/managing-your-money/financial-sense-workshops.aspx


    To register, call 410-612-2361 or email WorkshopRSVP@apgfcu.com

    • 11 Apr 2015
    • 11:30 AM - 1:30 PM
    • Andrews Federal Credit Union Headquarters, 5711 Allentown Road, Suitland, MD 20746
    Part seminar, part interactive learning, teens ages 14–18 years old will gain an understanding of financial topics such as: checking accounts, savings accounts, online banking, debit cards, credit reports & scores, loans, investing, budgeting, and more!

    Presented by Melissa Gardner, CCUFC.

    To register go HERE.
    • 14 Apr 2015
    • 5:00 PM - 6:30 PM
    • MC Dept of Health and Human Services Offices at 1301 Piccard Drive, Rockville, MD
    • 25

    Sponsored by the Montgomery County Alumnae Chapter (MCAC) of Delta Sigma Theta Sorority, Inc.


    Workshop coordinator:

    Sandra Allen

    economicdevelopment@mcacdst.org

    301-346-7030


    Daytime meetings:

    4th Thursday of each month

    10:00am-11:30am


    Evening meetings:

    2nd Tuesday of each month

    5:00pm-6:00pm



    • 15 Apr 2015
    • 5:00 PM - 7:00 PM
    • Southeast Anchor Branch Library - Myerberg Conference Room 3601 Eastern Avenue, Baltimore, MD 21224

    Learn about maximizing your income, tracking your money flow, budgeting, and start thinking about the future and savings! 

    • 16 Apr 2015
    • 6:30 PM - 8:30 PM
    • Harford Community College, LIBRARY- CONFERENCE ROOM 214, 401 Thomas Run Road Bel Air, MD 21015

    The Financial Aid Office at Harford Community College is committed to helping you feel financially empowered! With assistance from APG Federal Credit Union, we’re offering a series of FREE workshops on the important financial topics listed below. The workshops will be held multiple times over a six-week period during the spring 2015 semester. You may pick the topics that most interest you, but we strongly suggest you attend as many as possible.


    Week 6: Getting YOUR Credit

    Credit WILL impact YOUR life – past, present and future. Make a credit card work for you!


    Students are encouraged to download materials prior to attending workshop sessions:
    www.harford.edu/student-services/financial-aid/managing-your-money/financial-sense-workshops.aspx


    To register, call 410-612-2361 or email WorkshopRSVP@apgfcu.com

    • 18 Apr 2015
    • 9:00 AM - 11:00 AM
    • Unity EDC 5801 Allentown Road #308, Suitland, MD 20746
    • 30

    Description:

    Are you finding that you are not completely sure where your money goes each month? 


    This workshop shows you how to manage your money by preparing a personal spending plan and identifying ways to decrease spending and increase income. Also helps identify ways you can save.

    • 18 Apr 2015
    • 11:00 AM - 2:00 PM
    • 400 Cathedral St., Baltimore, MD 21210

    A program designed for parents and children (Pre-K 4-6th grade) to have fun while learning valuable lessons about money management.


    Program meets in the Poe Room of the Central Library


    Taught by a representative of PNC Bank.



    Contact Ray Cruitt
    cruitt@prattlibrary.org, 410-396-5317 

    • 18 Apr 2015
    • 12:00 PM - 5:00 PM
    • Prosperity Center at Bernard Brown Community Center, 629 N. Market Street, Frederick, MD 21701
    • 20
    FCAA Home buyers Education Workshop

    Are you interested in becoming a first time home buyer? If so, this workshop may be for you.

    Topics include:

    • Creating a Budget
    • Credit and how it effects mortgage applications
    • The complete home buying process
    • Closing on a home
    • Mortgage and down payment programs available to first time home buyers


    Interested individuals should contact Brad Petersen at 301-600-3966 or bpetersen@cityoffrederick.com in addition to registering at the MD CASH Academy.



    This class is provided by:

    The Fredrick Community Action Agency (FCAA), a HUD-Approved Housing Counseling Agency.  The FCAA is the federally designated Community Action Agency for Frederick County, Maryland, administers programs and services to assist disadvantaged and low-income people, thereby, ameliorating the causes and effects of poverty.



    • 20 Apr 2015
    • 3:30 PM - 4:30 PM
    • Albert S. Cook Library. Towson Univ. 8000 York Rd. Towson, MD 21252. computer classroom (CK317
    • 23

    In honor of Money Smart Week, Randi Gosselin, Certified Credit Counselor and Student Loan Counselor of Navicore Solutions, will go over what every student should know:


    Budgeting

    Dealing with Debt

    Money Management Action 

    Budget for Life After Graduation (if time allows) 



    For a hands-on experience, participants will have the opportunity to pull up their own credit report.



    • 20 Apr 2015
    • 6:00 PM - 7:30 PM
    • 400 Cathedral St., Baltimore, MD 21210

    This program is designed to explain the basics of credit, making sound financial decisions, and monitoring your credit & score via credible resources.


    This event is being held in the Poe Room of the Central Library



    Contact Ray Cruitt
    cruitt@prattlibrary.org, 410-396-5317 

    • 21 Apr 2015
    • 11:45 AM - 1:00 PM
    • 400 Cathedral St., Baltimore, MD 21210

    AXA Advisors are hosting this lunch workshop for local business owners and interested entrepreneurs. This presentation discusses the main areas of risk for small businesses, the protection strategies to address the risks, and tips on getting started. 


    Registration required; to register, call or email Ray Cruitt, 410-396-5317 or rcruitt@prattlibrary.org


    Taught by AXA Advisors.



    Program meets in the Poe Room of the Central Library




    • 21 Apr 2015
    • 6:00 PM - 7:00 PM
    • Albert S. Cook Library. Towson Univ. 8000 York Rd. Towson, MD 21252. computer classroom (CK317)
    • 25

    In honor of Money Smart Week, Mark Kopatch, Programs Manager of Eastside CDC, Inc. will speak at Towson University to explain about credit and the pitfalls of Debt, and share Budgeting and Saving Techniques.


    The class will discuss the nature of credit, how to establish and maintain good credit through good choices, and how to repair bad credit. Also, we will discuss the opportunities and pitfalls of debt. Lastly, how to manage money, importance of budgeting and practical techniques, and savings importance and techniques for the future.


    Mark will also give information on helpful websites and how to participate in free Financial Fitness and Coaching programs and First Time Homebuyers programs after college to assist in major life choices.

    • 21 Apr 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 22 Apr 2015
    • 5:00 PM - 7:00 PM
    • Southeast Anchor Branch Library - Auditorium 3601 Eastern Avenue, Baltimore, MD 21224
    Come learn about credit and why it's important. We will discuss what credit is, the difference between a credit score and a credit report, resources to help you with your credit and how to get your free credit report!


    Taught by Baltimore CASH Campaign. 


    • 22 Apr 2015
    • 5:30 PM - 6:30 PM
    • Frederick County Library,110 East Patrick Street 21701 Frederick
    • 20
    Description: Come to this interactive workshops to find out why and how to get your credit report, dispute inaccurate items on your report, what makes up your credit score and ways to build or rebuild your credit

    This Credit Education event is hosted by the Frederick CountyLibrary in conjunction with the Frederick County Financial Literacy Coalition, the Prosperity Center at the Bernard Brown Community Center, United Way, Housing Authority of City of Frederick and Interfaith Housing Alliance.
     
    The class is taught by Sue Rogan, Director of Financial Education with MD CASH Campaign. 
    • 22 Apr 2015
    • 6:30 PM
    • 104 East Center Street, Oakland, MD 21550
    • 25

    Join the Garrett County Community Action Committee for a family dinner and workshop on Credit. Childcare is provided along with activities for children to learn about money management.

    • 23 Apr 2015
    • 10:00 AM - 11:30 AM
    • MC Dept of Health and Human Services Offices at 1301 Piccard Drive, Rockville, MD
    • 23

    Sponsored by the Montgomery County Alumnae Chapter (MCAC) of Delta Sigma Theta Sorority, Inc.


    Workshop coordinator:

    Sandra Allen

    economicdevelopment@mcacdst.org

    301-346-7030


    Daytime meetings:

    4th Thursday of each month

    10:00am-11:30am


    Evening meetings:

    2nd Tuesday of each month

    5:00pm-6:00pm



    • 23 Apr 2015
    • 12:00 PM - 1:00 PM
    • 101 Catalpa Drive, Suite 103 La Plata, MD 20646
    Ever wondered what debt collection agencies can and cannot do?

    Learn the right steps to take to reduce or eliminate debt along with “do’s” and “don’ts” of negotiating with creditors.


    Taught by Carolyn Cowan of Lifestyles of Maryland, Inc.



    • 23 Apr 2015
    • 12:30 PM - 1:30 PM
    • 725 Fallsway (@Madison), Baltimore, MD 21202
    By the end of this class, you will:



    • Understand how to choose a bank or credit union
    • Know how to manage your accounts
    • Learn the difference between debit cards, credit cards and reloadable debit cards
    • Understand interest and accounts that help build savings


    Our Daily Bread Employment Center
    725 Fallsway (@Madison), Baltimore, MD 21202
    Maximum Seats: 40


    Taught by Patricia Lewis, Volunteer Financial Educator




    • 23 Apr 2015
    • 6:00 PM - 8:00 PM
    • Unity EDC 5801 Allentown Road #308, Suitland, MD 20746
    • 30

    Description:

    Are you finding that you are not completely sure where your money goes each month? 


    This workshop shows you how to manage your money by preparing a personal spending plan and identifying ways to decrease spending and increase income. Also helps identify ways you can save.

    • 23 Apr 2015
    • 7:00 PM - 8:30 PM
    • Calvert Library 850 Costley Way Prince Frederick, MD 20678



    Come learn all about Credit:


    Ah, that magical number, the credit score! Do you wish you knew all the secrets to having a good one? As part of Money Smart Week, Calvert Library Prince Frederick is hosting Maryland Cash Campaign on Thursday, April 23 at 7:00pm to present a workshop, Maximizing Your Credit Score, Minimizing Your Debt. Credit reporting and credit scores will be unmasked. Attendees will learn how to build credit and how to choose the best credit cards, car loans, student loans and mortgages. This session will be perfect for teens heading off to college, those looking to enter the housing market and anyone looking to increase their “money smarts!” Registration requested at CalvertLibrary.info or call Robyn Truslow at 410-535-091 or 301-855-1862.


    This class will be taught by Lolita Curtis, Founder/CEO/President of The Assets For Financial Independence Foundation.

    • 23 Apr 2015
    • 7:00 PM - 8:30 PM
    • Crofton Community Library, 1681 Riedel Rd., Crofton, MD 21114

    Teens will learn about saving and managing money, using credit wisely, differentiating between needs vs wants, and other financial success tips.


    Taught by It Takes Two, Inc. 


    Contact:

    Christina Teasley
    cteasley@aacpl.net
    (410) 222-7915

    • 27 Apr 2015
    • 7:00 PM - 8:30 PM
    • Howard County Library, Miller Branch, 9421 Frederick Rd Ellicott City, MD 21042
    • 25

    Description:

     

    Does investing seem like alphabet soup? Do you know the difference between an ETF and a MF, or a MMF from a CD? Are you risk averse and worried about losing money? Roy Yenoli of MakingChange presents an overview of the basics of investing.



    • 02 May 2015
    • 9:00 AM - 11:00 AM
    • Unity EDC 5801 Allentown Road #308 Suitland, MD 20746
    • 25

    Description: No matter your net worth, it's important to have a basic estate plan in place. This free workshop can help you understand what you need to know about estate planning, including why you may need a will and assigning a power of attorney.

    • 02 May 2015
    • 9:00 AM - 11:00 AM
    • The Fuller House 3470 Rockefeller Court Waldorf, MD 20602

    How can those who currently aren't saving afford to save money? Learn effective tips for saving money when budgets are tight.


    Refreshments available.


    For more information, and to R.S.V.P., please contact Carolyn Cowan at: (301) 609-9900 or ccowan@lifestylesofmd.org

    • 05 May 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 06 May 2015
    • 10:00 AM - 11:00 AM
    • 610 E. Diamond Avenue, Suite 100 Gaithersburg, MD 20877
    • 25
    Description: This class explores  financial institutions  (such as banks and credit unions), their products and ways to save money when you are managing your bank accounts.

    This course will help you understand:
    - The benefits of having an account with a financial institution
    - What type of services/accounts are available to you
    - How to choose a financial institution, and
    - How to manage your accounts.

    This class is provided by Family Services, Inc.


    A Spanish translator will be available during this presentation.

    One hundred years ago a group of caring community members came together to help those who were most in need. This particular group called themselves the Social Services League, and established their tradition of "Neighbors Helping Neighbors."
     

    In 1959, the organization's name was changed to Family Services Agency. To meet the needs of the ever-changing Montgomery County population, Family Services has expanded and now houses 14 different programs! Today, Family Services is still committed to making a long-lasting impact on families.Through its innovative early childhood, educational, and behavioral health programs, Family Services makes a difference in the community.

    • 06 May 2015
    • 6:00 PM - 7:30 PM
    • Baltimore County Public Library,Randallstown Branch 8604 Liberty Road Randallstown, Maryland 21133
    • 25

    Foreclosure Prevention


    A HUD certified housing counselor from CCCS of MD & DE will be the presenter. They will help you understand what steps you must take if you are facing foreclosure.
    · Where to turn for help

    · What options you may have – refinance, reinstatement, forbearance, repayment plan, loan modification, short sale, deed-in-lieu foreclosure, assumption, bankruptcy

    · Explaining the process and timeline

    · How a housing counselor may be able to help you

    · How to avoid fraud and scams

    • 07 May 2015
    • 6:00 PM - 8:00 PM
    • Unity EDC 5801 Allentown Road #308 Suitland, MD 20746
    • 25

    Description: No matter your net worth, it's important to have a basic estate plan in place. This free workshop can help you understand what you need to know about estate planning, including why you may need a will and assigning a power of attorney.

    • 09 May 2015
    • 10:00 AM - 4:00 PM
    • 12320 Parklawn Drive Rockville, MD 20852

    REGISTRATION: Please contact AAHC

    to reserve your seat


    *There is $50 fee- includes a "Manual for homebuyer" and a 2 hour one-on-one counseling and a certificate.

     

    (301) 760-7636

    www.aa-hc.org


    Why do I need to take the First Time Homebuyer Education Class?

     

    When you apply for Local/County/State mortgage programs, down payment assistance, or some lenders’ mortgage programs, you are required to complete a first time homebuyer (or homeownership) education class and obtain a certification. AAHC is in compliance with their requirements and we issue a certification at the completion of the class.


    You will learn Homebuying Steps from Start to Finish & How to Stay on Track as a Responsible Homeowner, including:

    • ​Personal Finance
    • Developing a spending plan to meet your financial goals
    • Understanding Credit
    • Working with the Lender and Real Estate Agent
    • Home Inspection and the role of the Inspector
    • Understanding Settlement Procedures

    • 12 May 2015
    • 5:00 PM - 6:30 PM
    • MC Dept of Health and Human Services Offices at 1301 Piccard Drive, Rockville, MD
    • 25

    Sponsored by the Montgomery County Alumnae Chapter (MCAC) of Delta Sigma Theta Sorority, Inc.


    Workshop coordinator:

    Sandra Allen

    economicdevelopment@mcacdst.org

    301-346-7030


    Daytime meetings:

    4th Thursday of each month

    10:00am-11:30am


    Evening meetings:

    2nd Tuesday of each month

    5:00pm-6:00pm



    • 16 May 2015
    • 12:00 PM - 5:00 PM
    • Prosperity Center at Bernard Brown Community Center, 629 N. Market Street, Frederick, MD 21701
    • 20
    FCAA Home buyers Education Workshop

    Are you interested in becoming a first time home buyer? If so, this workshop may be for you.

    Topics include:

    • Creating a Budget
    • Credit and how it effects mortgage applications
    • The complete home buying process
    • Closing on a home
    • Mortgage and down payment programs available to first time home buyers


    Interested individuals should contact Brad Petersen at 301-600-3966 or bpetersen@cityoffrederick.com in addition to registering at the MD CASH Academy.



    This class is provided by:

    The Fredrick Community Action Agency (FCAA), a HUD-Approved Housing Counseling Agency.  The FCAA is the federally designated Community Action Agency for Frederick County, Maryland, administers programs and services to assist disadvantaged and low-income people, thereby, ameliorating the causes and effects of poverty.



    • 19 May 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 19 May 2015
    • 7:00 PM - 9:00 PM
    • Historic Oakland Manor at Columbia Town Center, 5430 Vantage Point Road, Columbia, MD 21044
    There is more to Social Security than meets the eye. At this workshop you will learn the following and much more:
             
    • 5 factors to consider for deciding when to start taking benefits
    • Health of the system and whether benefits are likely to change
    • Innovative strategies for coordinating benefits with your spouse
    • How to coordinate benefits with other sources of income
    • How to minimize taxes on your benefits
    • Special rules on benefits for divorced spouses
    Registration Required

    Click to Register Online

    Your presenter will be Mark Timmick, a local Retirement & Estate Planning Specialist. Mr. Timmick is an experienced retirement planning professional and Investment Advisor Representative. He is also a published author and frequent public speaker, he has written for local newspapers, he is an active member of the Financial Planning Association, and he is the current President of the Howard County chapter of The Society for Financial Awareness. 

    • 20 May 2015
    • 7:00 PM - 9:30 PM
    • Historic Oakland Manor at Columbia Town Center, 5430 Vantage Point Road, Columbia, MD 21044
    What’s more essential to retirement happiness than having a plan for your financial security? In this workshop you will learn:
             
    • How to accurately determine how much you'll need to have saved for retirement
    • Methods and strategies for reliably turning your savings (401(k)s, IRAs, TSPs, etc.) into the maximum income possible during retirement.
    • Strategies for protecting principal and helping you guard against the major financial risks of retirement.
    • How today’s advanced, modern annuities work and the pros & cons of using them in your plans
    • How to create a comprehensive retirement plan that is flexible and adaptable to your changing retirement financial needs
    Registration Required

    Click to Register Online

    Your presenter will be Mark Timmick, a local Retirement & Estate Planning Specialist. Mr. Timmick is an experienced retirement planning professional and Investment Advisor Representative. He is also a published author and frequent public speaker, he has written for local newspapers, he is an active member of the Financial Planning Association, and he is the current President of the Howard County chapter of The Society for Financial Awareness. 

    • 28 May 2015
    • 10:00 AM - 11:30 AM
    • MC Dept of Health and Human Services Offices at 1301 Piccard Drive, Rockville, MD
    • 25

    Sponsored by the Montgomery County Alumnae Chapter (MCAC) of Delta Sigma Theta Sorority, Inc.


    Workshop coordinator:

    Sandra Allen

    economicdevelopment@mcacdst.org

    301-346-7030


    Daytime meetings:

    4th Thursday of each month

    10:00am-11:30am


    Evening meetings:

    2nd Tuesday of each month

    5:00pm-6:00pm



    • 02 Jun 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 03 Jun 2015
    • 10:00 AM - 11:00 AM
    • 610 East Diamond Avenue, Suite 100, Gaithersburg, MD 20877
    • 25
    Description: Spending wisely, budgeting, planning your income & expenses…whatever you call it, spending wisely is about making the most of your income, expenses, and savings.

    Participants will learn:
    -How to assess your money values/habits
    -Participants will learn how to create a Spending Plan
    -Set financial goals, manage banking accounts
    with financial institutions, and
    -Financial records organization and tips to save money.

    This class is provided by:

    Family Services, Inc., www.familyservicesagency.org.

    A Spanish translator will be available during this presentation.

    One hundred years ago a group of caring community members came together to help those who were most in need. This particular group called themselves the Social Services League, and established their tradition of "Neighbors Helping Neighbors."  

    In 1959, the organization's name was changed to Family Services Agency. To meet the needs of the ever-changing Montgomery County population, Family Services has expanded and now houses 14 different programs! Today, Family Services is still committed to making a long-lasting impact on families.Through its innovative early childhood, educational, and behavioral health programs, Family Services makes a difference in the community.

    • 04 Jun 2015
    • 6:00 PM - 8:00 PM
    • Unity EDC 5801 Allentown Road #308 Suitland, MD 20746
    • 25

    Description: Are you ready to buy a home? This workshop gives you an overview of the home buying process, helps you decide if home-ownership is right for you and lets you know whether you can afford to buy a home now.

    • 06 Jun 2015
    • 9:00 AM - 11:00 AM
    • Unity EDC 5801 Allentown Road #308 Suitland, MD 20746
    • 25

    Description: Are you ready to buy a home? This workshop gives you an overview of the home buying process, helps you decide if home-ownership is right for you and lets you know whether you can afford to buy a home now.

    • 06 Jun 2015
    • 10:00 AM - 4:00 PM
    • 12320 Parklawn Drive Rockville, MD 20852

    REGISTRATION: Please contact AAHC

    to reserve your seat


    *There is $50 fee- includes a "Manual for homebuyer" and a 2 hour one-on-one counseling and a certificate.

     

    (301) 760-7636

    www.aa-hc.org


    Why do I need to take the First Time Homebuyer Education Class?

     

    When you apply for Local/County/State mortgage programs, down payment assistance, or some lenders’ mortgage programs, you are required to complete a first time homebuyer (or homeownership) education class and obtain a certification. AAHC is in compliance with their requirements and we issue a certification at the completion of the class.


    You will learn Homebuying Steps from Start to Finish & How to Stay on Track as a Responsible Homeowner, including:

    • ​Personal Finance
    • Developing a spending plan to meet your financial goals
    • Understanding Credit
    • Working with the Lender and Real Estate Agent
    • Home Inspection and the role of the Inspector
    • Understanding Settlement Procedures

    • 09 Jun 2015
    • 5:00 PM - 6:30 PM
    • MC Dept of Health and Human Services Offices at 1301 Piccard Drive, Rockville, MD
    • 25

    Sponsored by the Montgomery County Alumnae Chapter (MCAC) of Delta Sigma Theta Sorority, Inc.


    Workshop coordinator:

    Sandra Allen

    economicdevelopment@mcacdst.org

    301-346-7030


    Daytime meetings:

    4th Thursday of each month

    10:00am-11:30am


    Evening meetings:

    2nd Tuesday of each month

    5:00pm-6:00pm



    • 16 Jun 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 20 Jun 2015
    • 12:00 PM - 5:00 PM
    • Prosperity Center at Bernard Brown Community Center, 629 N. Market Street, Frederick, MD 21701
    • 20
    FCAA Home buyers Education Workshop

    Are you interested in becoming a first time home buyer? If so, this workshop may be for you.

    Topics include:

    • Creating a Budget
    • Credit and how it effects mortgage applications
    • The complete home buying process
    • Closing on a home
    • Mortgage and down payment programs available to first time home buyers


    Interested individuals should contact Brad Petersen at 301-600-3966 or bpetersen@cityoffrederick.com in addition to registering at the MD CASH Academy.



    This class is provided by:

    The Fredrick Community Action Agency (FCAA), a HUD-Approved Housing Counseling Agency.  The FCAA is the federally designated Community Action Agency for Frederick County, Maryland, administers programs and services to assist disadvantaged and low-income people, thereby, ameliorating the causes and effects of poverty.



    • 08 Jul 2015
    • 10:00 AM - 11:00 AM
    • 610 East Diamond Avenue, Suite 100, Gaithersburg, MD 20877 (Training Room)
    • 25
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    Participants will learn:
    -All about credit scores
    -How to get a credit report
    -How to rebuild credit
    -How to choose loan products
    -Ways to avoid predatory loans, as well as
    -How to manage debt.

    A Spanish translator will be available during this presentation.

    This class is provided by:Family Services, Inc., www.familyservicesagency.org

    One hundred years ago a group of caring community members came together to help those who were most in need. This particular group called themselves the Social Services League, and established their tradition of "Neighbors Helping Neighbors." 

    In 1959, the organization's name was changed to Family Services Agency. To meet the needs of the ever-changing Montgomery County population, Family Services has expanded and now houses 14 different programs! Today, Family Services is still committed to making a long-lasting impact on families.Through its innovative early childhood, educational, and behavioral health programs, Family Services makes a difference in the community.

    • 11 Jul 2015
    • 10:00 AM - 4:00 PM
    • 12320 Parklawn Drive Rockville, MD 20852

    REGISTRATION: Please contact AAHC

    to reserve your seat


    *There is $50 fee- includes a "Manual for homebuyer" and a 2 hour one-on-one counseling and a certificate.

     

    (301) 760-7636

    www.aa-hc.org


    Why do I need to take the First Time Homebuyer Education Class?

     

    When you apply for Local/County/State mortgage programs, down payment assistance, or some lenders’ mortgage programs, you are required to complete a first time homebuyer (or homeownership) education class and obtain a certification. AAHC is in compliance with their requirements and we issue a certification at the completion of the class.


    You will learn Homebuying Steps from Start to Finish & How to Stay on Track as a Responsible Homeowner, including:

    • ​Personal Finance
    • Developing a spending plan to meet your financial goals
    • Understanding Credit
    • Working with the Lender and Real Estate Agent
    • Home Inspection and the role of the Inspector
    • Understanding Settlement Procedures

    • 18 Jul 2015
    • 12:00 PM - 5:00 PM
    • Prosperity Center at Bernard Brown Community Center, 629 N. Market Street, Frederick, MD 21701
    • 20
    FCAA Home buyers Education Workshop

    Are you interested in becoming a first time home buyer? If so, this workshop may be for you.

    Topics include:

    • Creating a Budget
    • Credit and how it effects mortgage applications
    • The complete home buying process
    • Closing on a home
    • Mortgage and down payment programs available to first time home buyers


    Interested individuals should contact Brad Petersen at 301-600-3966 or bpetersen@cityoffrederick.com in addition to registering at the MD CASH Academy.



    This class is provided by:

    The Fredrick Community Action Agency (FCAA), a HUD-Approved Housing Counseling Agency.  The FCAA is the federally designated Community Action Agency for Frederick County, Maryland, administers programs and services to assist disadvantaged and low-income people, thereby, ameliorating the causes and effects of poverty.



    • 01 Aug 2015
    • 9:00 AM - 11:00 AM
    • Unity EDC 5801 Allentown Road #308 Suitland, MD 20746
    • 25
    Description: Increasingly, households across America are cutting costs and saving money. This workshop will explore common and not-so-common ways to maximizing your spending plan so you can "pump up your piggy bank" with savings.

    We'll discuss:
    • The pros and cons of various savings tools (from stashing the cash at home to savings bonds and bank deposit accounts)
    • The distinction between "spending less" and "saving," and
    • The wonders of compound interest. 
    Don't miss out on this exciting conversation about savings!

    • 05 Aug 2015
    • 10:00 AM - 11:00 AM
    • 610 East Diamond Avenue, Suite 100, Gaithersburg, MD 20877 (Training Room)
    • 25
    Description: The Federal Trade Commission reports that nearly 9 million Americans have their identities stolen every year. Don’t be one of these statistics. Learn how you can better protect your information and ultimately, your identity.

    Participants will learn:
    -Ways to make smart consumer choices, whether buying at thrift stores, shopping for a car, household items,  groceries or saving money, and
    -How to avoid common consumer scams such as ID
    Theft, Work at Home scams, Credit Repair scams and more.

    This class is provided by: Family Services, Inc.,www.familyservicesagency.org

    A Spanish translator will be available during this presentation.

    One hundred years ago a group of caring community members came together to help those who were most in need. This particular group called themselves the Social Services League, and established their tradition of "Neighbors Helping Neighbors."  

    In 1959, the organization's name was changed to Family Services Agency. To meet the needs of the ever-changing Montgomery County population, Family Services has expanded and now houses 14 different programs! Today, Family Services is still committed to making a long-lasting impact on families.Through its innovative early childhood, educational, and behavioral health programs, Family Services makes a difference in the community.

    • 06 Aug 2015
    • 6:00 PM - 8:00 PM
    • Unity EDC 5801 Allentown Road #308 Suitland, MD 20746
    • 25
    Description: Increasingly, households across America are cutting costs and saving money. This workshop will explore common and not-so-common ways to maximizing your spending plan so you can "pump up your piggy bank" with savings.

    We'll discuss:
    • The pros and cons of various savings tools (from stashing the cash at home to savings bonds and bank deposit accounts)
    • The distinction between "spending less" and "saving," and
    • The wonders of compound interest. 
    Don't miss out on this exciting conversation about savings!

    • 15 Aug 2015
    • 12:00 PM - 5:00 PM
    • Prosperity Center at Bernard Brown Community Center, 629 N. Market Street, Frederick, MD 21701
    • 20
    FCAA Home buyers Education Workshop

    Are you interested in becoming a first time home buyer? If so, this workshop may be for you.

    Topics include:

    • Creating a Budget
    • Credit and how it effects mortgage applications
    • The complete home buying process
    • Closing on a home
    • Mortgage and down payment programs available to first time home buyers


    Interested individuals should contact Brad Petersen at 301-600-3966 or bpetersen@cityoffrederick.com in addition to registering at the MD CASH Academy.



    This class is provided by:

    The Fredrick Community Action Agency (FCAA), a HUD-Approved Housing Counseling Agency.  The FCAA is the federally designated Community Action Agency for Frederick County, Maryland, administers programs and services to assist disadvantaged and low-income people, thereby, ameliorating the causes and effects of poverty.



    • 03 Sep 2015
    • 6:00 PM - 8:00 PM
    • Unity EDC 5801 Allentown Road #308, Suitland, MD 20746
    • 30

    Description:

    Have you ever dreamed about starting your
    own business but don’t know where to begin?
    This free workshop can help you make
    your dream a reality!

    Join Maryland CASH Campaign and UEDC 
    to learn how to start your own small business
    or legal side hustle!

    Topics to be Covered:
    How to structure your business
    Understanding business tax basics
    Community resources to help you get started


    Take charge of your financial future!

    • 05 Sep 2015
    • 9:00 AM - 11:00 AM
    • Unity EDC 5801 Allentown Road #308, Suitland, MD 20746
    • 30

    Description:

    Have you ever dreamed about starting your
    own business but don’t know where to begin?
    This free workshop can help you make
    your dream a reality!

    Join Maryland CASH Campaign and UEDC 
    to learn how to start your own small business
    or legal side hustle!

    Topics to be Covered:
    How to structure your business
    Understanding business tax basics
    Community resources to help you get started


    Take charge of your financial future!

    • 19 Sep 2015
    • 12:00 PM - 5:00 PM
    • Prosperity Center at Bernard Brown Community Center, 629 N. Market Street, Frederick, MD 21701
    • 20
    FCAA Home buyers Education Workshop

    Are you interested in becoming a first time home buyer? If so, this workshop may be for you.

    Topics include:

    • Creating a Budget
    • Credit and how it effects mortgage applications
    • The complete home buying process
    • Closing on a home
    • Mortgage and down payment programs available to first time home buyers


    Interested individuals should contact Brad Petersen at 301-600-3966 or bpetersen@cityoffrederick.com in addition to registering at the MD CASH Academy.



    This class is provided by:

    The Fredrick Community Action Agency (FCAA), a HUD-Approved Housing Counseling Agency.  The FCAA is the federally designated Community Action Agency for Frederick County, Maryland, administers programs and services to assist disadvantaged and low-income people, thereby, ameliorating the causes and effects of poverty.



    • 01 Oct 2015
    • 6:00 PM - 8:00 PM
    • Unity EDC 5801 Allentown Road #308, Suitland, MD 20746
    • 30

    Description:

    Are you finding that you are not completely sure where your money goes each month? 


    This workshop shows you how to manage your money by preparing a personal spending plan and identifying ways to decrease spending and increase income. Also helps identify ways you can save.

    • 03 Oct 2015
    • 9:00 AM - 11:00 AM
    • Unity EDC 5801 Allentown Road #308, Suitland, MD 20746
    • 30

    Description:

    Are you finding that you are not completely sure where your money goes each month? 


    This workshop shows you how to manage your money by preparing a personal spending plan and identifying ways to decrease spending and increase income. Also helps identify ways you can save.

    • 17 Oct 2015
    • 12:00 PM - 5:00 PM
    • Prosperity Center at Bernard Brown Community Center, 629 N. Market Street, Frederick, MD 21701
    • 20
    FCAA Home buyers Education Workshop

    Are you interested in becoming a first time home buyer? If so, this workshop may be for you.

    Topics include:

    • Creating a Budget
    • Credit and how it effects mortgage applications
    • The complete home buying process
    • Closing on a home
    • Mortgage and down payment programs available to first time home buyers


    Interested individuals should contact Brad Petersen at 301-600-3966 or bpetersen@cityoffrederick.com in addition to registering at the MD CASH Academy.



    This class is provided by:

    The Fredrick Community Action Agency (FCAA), a HUD-Approved Housing Counseling Agency.  The FCAA is the federally designated Community Action Agency for Frederick County, Maryland, administers programs and services to assist disadvantaged and low-income people, thereby, ameliorating the causes and effects of poverty.



    • 05 Nov 2015
    • 6:00 PM - 8:00 PM
    • Unity EDC 5801 Allentown Road #308 Suitland, MD 20746
    • 25

    Description: No matter your net worth, it's important to have a basic estate plan in place. This free workshop can help you understand what you need to know about estate planning, including why you may need a will and assigning a power of attorney.

    • 07 Nov 2015
    • 9:00 AM - 11:00 AM
    • Unity EDC 5801 Allentown Road #308 Suitland, MD 20746
    • 25

    Description: No matter your net worth, it's important to have a basic estate plan in place. This free workshop can help you understand what you need to know about estate planning, including why you may need a will and assigning a power of attorney.

    • 21 Nov 2015
    • 12:00 PM - 5:00 PM
    • Prosperity Center at Bernard Brown Community Center, 629 N. Market Street, Frederick, MD 21701
    • 20
    FCAA Home buyers Education Workshop

    Are you interested in becoming a first time home buyer? If so, this workshop may be for you.

    Topics include:

    • Creating a Budget
    • Credit and how it effects mortgage applications
    • The complete home buying process
    • Closing on a home
    • Mortgage and down payment programs available to first time home buyers


    Interested individuals should contact Brad Petersen at 301-600-3966 or bpetersen@cityoffrederick.com in addition to registering at the MD CASH Academy.



    This class is provided by:

    The Fredrick Community Action Agency (FCAA), a HUD-Approved Housing Counseling Agency.  The FCAA is the federally designated Community Action Agency for Frederick County, Maryland, administers programs and services to assist disadvantaged and low-income people, thereby, ameliorating the causes and effects of poverty.



    • 03 Dec 2015
    • 6:00 PM - 8:00 PM
    • Unity EDC 5801 Allentown Road #308 Suitland, MD 20746
    • 25

    Description: Are you ready to buy a home? This workshop gives you an overview of the home buying process, helps you decide if home-ownership is right for you and lets you know whether you can afford to buy a home now.

    • 05 Dec 2015
    • 9:00 AM - 11:00 AM
    • Unity EDC 5801 Allentown Road #308 Suitland, MD 20746
    • 25

    Description: Are you ready to buy a home? This workshop gives you an overview of the home buying process, helps you decide if home-ownership is right for you and lets you know whether you can afford to buy a home now.

    • 19 Dec 2015
    • 12:00 PM - 5:00 PM
    • Prosperity Center at Bernard Brown Community Center, 629 N. Market Street, Frederick, MD 21701
    • 20
    FCAA Home buyers Education Workshop

    Are you interested in becoming a first time home buyer? If so, this workshop may be for you.

    Topics include:

    • Creating a Budget
    • Credit and how it effects mortgage applications
    • The complete home buying process
    • Closing on a home
    • Mortgage and down payment programs available to first time home buyers


    Interested individuals should contact Brad Petersen at 301-600-3966 or bpetersen@cityoffrederick.com in addition to registering at the MD CASH Academy.



    This class is provided by:

    The Fredrick Community Action Agency (FCAA), a HUD-Approved Housing Counseling Agency.  The FCAA is the federally designated Community Action Agency for Frederick County, Maryland, administers programs and services to assist disadvantaged and low-income people, thereby, ameliorating the causes and effects of poverty.



Copyright © 2010 MD CASH
Site by Nicasio LLC
Powered by Wild Apricot Membership Software