BROWSE BY DATE
BROWSE BY EDUCATOR
BROWSE BY LOCATION
BROWSE BY TOPIC

MD CASH Academy classes are for adults who want to learn more about managing their financial lives.  We offer a wide range of classes for people who are interested in budgeting, managing debt, saving for the future, filing their taxes or managing their insurance.

You must complete our free registration on the site in order to be able to sign-up for one of our classes online.

Upcoming events

    • 19 Apr 2014
    • 9:00 AM - 5:00 PM
    • Forest Park Senior Center, 4801 Liberty Heights Avenue Baltimore, MD 21207
    • 9

    Description: Achieving the American Dream of homeownership is a path with many steps. If you are a prospective homeowner or simply interested in learning the ins-and-outs of the home purchasing process, this is the class for you.


    By attending this class, you will learn:

    -what it takes to become a successful home buyer

    -budgeting

    -how to compare and obtain a mortgage

    -the mortgage application process

    -home maintenance


    Additionally, please bring the following items: most recent pay stubs for 1 month, (if self employed) past three years of tax returns with all attachments, W2 tax forms from 2011 and 2012, most recent bank statements for 2 months, most recent credit report from a certified lender, (if applicable) pre-approval letter, and state issued photo I.D./drivers license.


    This curriculum requires you to participate in a class as well as one-on-one counseling with a HUD certified housing counselor. Once you have completed these requirements, you will receive the certificate you need in order to participate in many of the state and local First-Time Homebuyer (incentive) programs.


    Please register at http://www.nhsbaltimore.org/registration/index.php


    This class is provided by:

    Neighborhood Housing Services of Baltimore, www.nhsbaltimore.org.


    NHS of Baltimore (Neighborhood Housing Services of Baltimore) was established in 1974 and has been dedicated to the revitalization of Baltimore neighborhoods through homeownership opportunities. NHS of Baltimore creates and sustains homeownership opportunities through customized lending and consumer education in the Baltimore Region.

    • 21 Apr 2014
    • 3:00 PM - 4:30 PM
    • Montgomery Community College Germantown Campus 20200 Observation Drive Germantown, MD 20876, HT 216
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 22 Apr 2014
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 18
    Understand how to use a credit card responsibly, what card is best for you, factors creditors look for when making credit decisions, and what to do when a credit card is lost or stolen.

    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.

    For More information, visit their websitehttp://www.catholiccharitiesdc.org/mcfc

    • 23 Apr 2014
    • 11:00 AM - 12:30 PM
    • Montgomery Community College Takoma Park Campus, 7600 Takoma Avenue, Takoma Park, MD 20912, Commons CM 211
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 24 Apr 2014
    • 10:00 AM - 11:30 AM
    • Montgomery Community College Rockville Campus, 51 Mannakee Street, Rockville, MD 20850, CC 205
    • 9
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 24 Apr 2014
    • 2:00 PM - 3:00 PM
    • Dorchester County Health Department, Dri-Dock Recovery and Wellness Center, 824 Fairmount Avenue, Cambridge, MD 21613
    • 10
    Attend this informative workshop to learn how and why to get your credit report, how to monitor your credit history, how your credit score is compiled and ways to increase it!
    • 24 Apr 2014
    • 5:00 PM - 8:30 PM
    • Neighborhood Housing Services of Baltimore, 819 Park Avenue, Baltimore, MD 21201
    • 10

    Description: This class explores several financial concepts, including: financial institutions and their products, credit, budgeting, and consumer protection issues.


    By attending this class, you will learn how to:

    -build a positive relationship with banks and credit unions

    -apply for credit

    -decrease spending and increase income

    -avoid identity theft, and

    -identify predatory lending practices

    Further information on the class curriculum can be found here.


    Please register at:

    http://www.nhsbaltimore.org/registration/index.php


    This class is provided by:

    Neighborhood Housing Services of Baltimore, www.nhsbaltimore.org.


    NHS of Baltimore (Neighborhood Housing Services of Baltimore) was established in 1974 and has been dedicated to the revitalization of Baltimore neighborhoods through homeownership opportunities. NHS of Baltimore creates and sustains homeownership opportunities through customized lending and consumer education in the Baltimore Region.

    • 02 May 2014
    • 1:00 PM - 2:30 PM
    • Montgomery Community College Takoma Park Campus, 7600 Takoma Avenue, Takoma Park, MD 20912, Commons CM 211
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 06 May 2014
    • 5:00 PM - 6:30 PM
    • Montgomery Community College Takoma Park Campus, 7600 Takoma Avenue, Takoma Park, MD 20912, Commons CM 211
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 06 May 2014
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20

    Money Matters 

     

    Description: This interactive workshop will leave participants prepared to:

    •    Track daily spending habits.
    •    Prepare a personal spending plan or budget to     estimate monthly income and expenses.
    •    Identify ways to decrease spending.
    •    Identify possible ways to increase income.
    •    Identify budgeting tools that will help you manage    your bills.
    •    List and prioritize financial goals.
    •    Recognize how to create a plan to achieve financial goals.

    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.

    For More information, visit their websitehttp://www.catholiccharitiesdc.org/mcfc

    • 06 May 2014
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20

    Money Matters

     

    Description: This interactive workshop, taught in Spanish, will leave participants prepared to:


    • Track daily spending habits
    • Prepare a personal spending plan or budget to estimate monthly income and expenses
    • Identify ways to decrease spending
    • Identify possible ways to increase income
    • Identify budgeting tools that will help you manage your bills
    • List and prioritize financial goals
    • Recognize how to create a plan to achieve financial goals

    This class is taught in Spanish and provided by Catholic Charities of the Archdiocese of Washington . For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.

    For More information, visit their website.

    • 07 May 2014
    • 10:00 AM - 11:00 AM
    • 610 East Diamond Avenue, Suite 100, Gaithersburg, MD 20877
    • 23
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    Participants will learn:
    -All about credit scores
    -How to get a credit report
    -How to rebuild credit
    -How to choose loan products
    -Ways to avoid predatory loans, as well as
    -How to manage debt.

    A Spanish translator will be available during this presentation.

    This class is provided by:
    Family Services, Inc., www.familyservicesagency.org and taught by Sue Rogan, Director of Financial Education with MD CASH Campaign.

    One hundred years ago a group of caring community members came together to help those who were most in need. This particular group called themselves the Social Services League, and established their tradition of "Neighbors Helping Neighbors." 

    In 1959, the organization's name was changed to Family Services Agency. To meet the needs of the ever-changing Montgomery County population, Family Services has expanded and now houses 14 different programs! Today, Family Services is still committed to making a long-lasting impact on families.Through its innovative early childhood, educational, and behavioral health programs, Family Services makes a difference in the community.

    • 08 May 2014
    • 5:00 PM
    • 15 May 2014
    • 9:00 PM
    • Forest Park Senior Center, 4801 Liberty Heights Avenue Baltimore, MD 21207
    • 10

    Description: Achieving the American Dream of homeownership is a path with many steps. If you are a prospective homeowner or simply interested in learning the ins-and-outs of the home purchasing process, this is the class for you.


    By attending this class, you will learn:

    -what it takes to become a successful home buyer

    -budgeting

    -how to compare and obtain a mortgage

    -the mortgage application process

    -home maintenance


    Additionally, please bring the following items: most recent pay stubs for 1 month, (if self employed) past three years of tax returns with all attachments, W2 tax forms from 2011 and 2012, most recent bank statements for 2 months, most recent credit report from a certified lender, (if applicable) pre-approval letter, and state issued photo I.D./drivers license.


    This curriculum requires you to participate in a class as well as one-on-one counseling with a HUD certified housing counselor. Once you have completed these requirements, you will receive the certificate you need in order to participate in many of the state and local First-Time Homebuyer (incentive) programs.


    This is a 2 part class one on May 8 and one on May 15 and you must attend both classes to complete the course.


    Please register at http://www.nhsbaltimore.org/registration/index.php


    This class is provided by:

    Neighborhood Housing Services of Baltimore, www.nhsbaltimore.org.


    NHS of Baltimore (Neighborhood Housing Services of Baltimore) was established in 1974 and has been dedicated to the revitalization of Baltimore neighborhoods through homeownership opportunities. NHS of Baltimore creates and sustains homeownership opportunities through customized lending and consumer education in the Baltimore Region.

    • 09 May 2014
    • 10:00 AM - 11:30 AM
    • Montgomery Community College Germantown Campus 20200 Observation Drive Germantown, MD 20876, HT 216
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 13 May 2014
    • 2:00 PM - 3:30 PM
    • Montgomery Community College Germantown Campus 20200 Observation Drive Germantown, MD 20876, HT 216
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 13 May 2014
    • 6:00 PM - 8:00 PM
    • 12320 Parklawn Dr., Rockville, MD 20852
    Brought to you by Asian-American Homeownership Counseling, Inc.
    Why Does Good Credit Matter?

    Like Money? 
    Saves you tens and thousands of dollars when you purchase a home or car if you have good credit.
    Want a job?
    Your new employer may like to know how you manage your finances.
    Need a place to live?
    Your landlord may want to see your credit scores, and may/may not approve your rental application.
    Financial in Order-
    Good to have an orderly financial picture and start building your credit and savings.

    The $250 fee is waived for existing AAHC clients.
    For more information and to register call 301-760-7636.
    • 15 May 2014
    • 6:00 PM - 7:00 PM
    • 3701 Cottage Ave. Baltimore, MD 21239
    • 19
    Financial Recovery

    Come out to Restoration Gardens and attend this workshop that will teach you how to:

    Assess their current financial situation
    Identify ways to increase income and decrease and prioritize expenses
    Develop a financial recovery plan
    Identify steps to successfully implement a financial recovery plan
    Recognize how to guard against credit repair scams

    Please be sure to register ahead of time!
    • 17 May 2014
    • 9:00 AM - 5:00 PM
    • Forest Park Senior Center, 4801 Liberty Heights Avenue Baltimore, MD 21207
    • 10

    Description: Achieving the American Dream of homeownership is a path with many steps. If you are a prospective homeowner or simply interested in learning the ins-and-outs of the home purchasing process, this is the class for you.


    By attending this class, you will learn:

    -what it takes to become a successful home buyer

    -budgeting

    -how to compare and obtain a mortgage

    -the mortgage application process

    -home maintenance


    Additionally, please bring the following items: most recent pay stubs for 1 month, (if self employed) past three years of tax returns with all attachments, W2 tax forms from 2011 and 2012, most recent bank statements for 2 months, most recent credit report from a certified lender, (if applicable) pre-approval letter, and state issued photo I.D./drivers license.


    This curriculum requires you to participate in a class as well as one-on-one counseling with a HUD certified housing counselor. Once you have completed these requirements, you will receive the certificate you need in order to participate in many of the state and local First-Time Homebuyer (incentive) programs.


    Please register at http://www.nhsbaltimore.org/registration/index.php


    This class is provided by:

    Neighborhood Housing Services of Baltimore, www.nhsbaltimore.org.


    NHS of Baltimore (Neighborhood Housing Services of Baltimore) was established in 1974 and has been dedicated to the revitalization of Baltimore neighborhoods through homeownership opportunities. NHS of Baltimore creates and sustains homeownership opportunities through customized lending and consumer education in the Baltimore Region.

    • 20 May 2014
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20

    Money Matters 

     

    Description: This interactive workshop will leave participants prepared to:

    •    Track daily spending habits.
    •    Prepare a personal spending plan or budget to     estimate monthly income and expenses.
    •    Identify ways to decrease spending.
    •    Identify possible ways to increase income.
    •    Identify budgeting tools that will help you manage    your bills.
    •    List and prioritize financial goals.
    •    Recognize how to create a plan to achieve financial goals.

    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.

    For More information, visit their websitehttp://www.catholiccharitiesdc.org/mcfc

    • 20 May 2014
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20

    Money Matters

     

    Description: This interactive workshop, taught in Spanish, will leave participants prepared to:


    • Track daily spending habits
    • Prepare a personal spending plan or budget to estimate monthly income and expenses
    • Identify ways to decrease spending
    • Identify possible ways to increase income
    • Identify budgeting tools that will help you manage your bills
    • List and prioritize financial goals
    • Recognize how to create a plan to achieve financial goals

    This class is taught in Spanish and provided by Catholic Charities of the Archdiocese of Washington . For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.

    For More information, visit their website.

    • 27 May 2014
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Understand how to read a credit report, differentiate and describe implications of good and bad credit, and how to build and repair your credit history. You may order your free credit report at the end of class (may be a $10 fee if you have already ordered a free report in the past year).

    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.

    For More information, visit their websitehttp://www.catholiccharitiesdc.org/mcfc

    • 29 May 2014
    • 5:00 PM - 8:30 PM
    • Neighborhood Housing Services of Baltimore, 819 Park Avenue, Baltimore, MD 21201
    • 8

    Description: This class explores several financial concepts, including: financial institutions and their products, credit, budgeting, and consumer protection issues.


    By attending this class, you will learn how to:

    -build a positive relationship with banks and credit unions

    -apply for credit

    -decrease spending and increase income

    -avoid identity theft, and

    -identify predatory lending practices

    Further information on the class curriculum can be found here.


    Please register at:

    http://www.nhsbaltimore.org/registration/index.php


    This class is provided by:

    Neighborhood Housing Services of Baltimore, www.nhsbaltimore.org.


    NHS of Baltimore (Neighborhood Housing Services of Baltimore) was established in 1974 and has been dedicated to the revitalization of Baltimore neighborhoods through homeownership opportunities. NHS of Baltimore creates and sustains homeownership opportunities through customized lending and consumer education in the Baltimore Region.

    • 03 Jun 2014
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20

    Money Matters 

     

    Description: This interactive workshop will leave participants prepared to:

    •    Track daily spending habits.
    •    Prepare a personal spending plan or budget to     estimate monthly income and expenses.
    •    Identify ways to decrease spending.
    •    Identify possible ways to increase income.
    •    Identify budgeting tools that will help you manage    your bills.
    •    List and prioritize financial goals.
    •    Recognize how to create a plan to achieve financial goals.

    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.

    For More information, visit their websitehttp://www.catholiccharitiesdc.org/mcfc

    • 03 Jun 2014
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20

    Money Matters

     

    Description: This interactive workshop, taught in Spanish, will leave participants prepared to:


    • Track daily spending habits
    • Prepare a personal spending plan or budget to estimate monthly income and expenses
    • Identify ways to decrease spending
    • Identify possible ways to increase income
    • Identify budgeting tools that will help you manage your bills
    • List and prioritize financial goals
    • Recognize how to create a plan to achieve financial goals

    This class is taught in Spanish and provided by Catholic Charities of the Archdiocese of Washington . For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.

    For More information, visit their website.

    • 04 Jun 2014
    • 10:00 AM - 11:00 AM
    • 610 East Diamond Avenue, Suite 100, Gaithersburg, MD 20877
    • 25
    Description: The Federal Trade Commission reports that nearly 9 million Americans have their identities stolen every year. Don’t be one of these statistics. Learn how you can better protect your information and ultimately, your identity.

    Participants will learn:
    -Ways to make smart consumer choices, whether buying at thrift stores, shopping for a car, household items,  groceries or saving money, and
    -How to avoid common consumer scams such as ID
    Theft, Work at Home scams, Credit Repair scams and more.


    This class is provided by: 
    Family Services, Inc., www.familyservicesagency.org and taught by Sue Rogan, Director of Financial Education with MD CASH Campaign.

    A Spanish translator will be available during this presentation.

    One hundred years ago a group of caring community members came together to help those who were most in need. This particular group called themselves the Social Services League, and established their tradition of "Neighbors Helping Neighbors."
     

    In 1959, the organization's name was changed to Family Services Agency. To meet the needs of the ever-changing Montgomery County population, Family Services has expanded and now houses 14 different programs! Today, Family Services is still committed to making a long-lasting impact on families.Through its innovative early childhood, educational, and behavioral health programs, Family Services makes a difference in the community.

    • 12 Jun 2014
    • 5:00 PM
    • 19 Jun 2014
    • 9:00 PM
    • Forest Park Senior Center, 4801 Liberty Heights Avenue Baltimore, MD 21207
    • 10

    Description: Achieving the American Dream of homeownership is a path with many steps. If you are a prospective homeowner or simply interested in learning the ins-and-outs of the home purchasing process, this is the class for you.


    By attending this class, you will learn:

    -what it takes to become a successful home buyer

    -budgeting

    -how to compare and obtain a mortgage

    -the mortgage application process

    -home maintenance


    Additionally, please bring the following items: most recent pay stubs for 1 month, (if self employed) past three years of tax returns with all attachments, W2 tax forms from 2011 and 2012, most recent bank statements for 2 months, most recent credit report from a certified lender, (if applicable) pre-approval letter, and state issued photo I.D./drivers license.


    This curriculum requires you to participate in a class as well as one-on-one counseling with a HUD certified housing counselor. Once you have completed these requirements, you will receive the certificate you need in order to participate in many of the state and local First-Time Homebuyer (incentive) programs.


    This is a 2 part class one on June 12 and one on June 19 and you must attend both classes to complete the course.


    Please register at http://www.nhsbaltimore.org/registration/index.php


    This class is provided by:

    Neighborhood Housing Services of Baltimore, www.nhsbaltimore.org.


    NHS of Baltimore (Neighborhood Housing Services of Baltimore) was established in 1974 and has been dedicated to the revitalization of Baltimore neighborhoods through homeownership opportunities. NHS of Baltimore creates and sustains homeownership opportunities through customized lending and consumer education in the Baltimore Region.

    • 17 Jun 2014
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20

    Money Matters 

     

    Description: This interactive workshop will leave participants prepared to:

    •    Track daily spending habits.
    •    Prepare a personal spending plan or budget to     estimate monthly income and expenses.
    •    Identify ways to decrease spending.
    •    Identify possible ways to increase income.
    •    Identify budgeting tools that will help you manage    your bills.
    •    List and prioritize financial goals.
    •    Recognize how to create a plan to achieve financial goals.

    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.

    For More information, visit their websitehttp://www.catholiccharitiesdc.org/mcfc

    • 17 Jun 2014
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20

    Money Matters

     

    Description: This interactive workshop, taught in Spanish, will leave participants prepared to:


    • Track daily spending habits
    • Prepare a personal spending plan or budget to estimate monthly income and expenses
    • Identify ways to decrease spending
    • Identify possible ways to increase income
    • Identify budgeting tools that will help you manage your bills
    • List and prioritize financial goals
    • Recognize how to create a plan to achieve financial goals

    This class is taught in Spanish and provided by Catholic Charities of the Archdiocese of Washington . For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.

    For More information, visit their website.

    • 17 Jun 2014
    • 6:00 PM - 8:00 PM
    • 12320 Parklawn Dr., Rockville, MD 20852
    Brought to you by Asian-American Homeownership Counseling, Inc.
    Why Does Good Credit Matter?

    Like Money? 
    Saves you tens and thousands of dollars when you purchase a home or car if you have good credit.
    Want a job?
    Your new employer may like to know how you manage your finances.
    Need a place to live?
    Your landlord may want to see your credit scores, and may/may not approve your rental application.
    Financial in Order-
    Good to have an orderly financial picture and start building your credit and savings.

    The $250 fee is waived for existing AAHC clients.
    For more information and to register call 301-760-7636.
    • 21 Jun 2014
    • 9:00 AM - 5:00 PM
    • Forest Park Senior Center, 4801 Liberty Heights Avenue Baltimore, MD 21207
    • 10

    Description: Achieving the American Dream of homeownership is a path with many steps. If you are a prospective homeowner or simply interested in learning the ins-and-outs of the home purchasing process, this is the class for you.


    By attending this class, you will learn:

    -what it takes to become a successful home buyer

    -budgeting

    -how to compare and obtain a mortgage

    -the mortgage application process

    -home maintenance


    Additionally, please bring the following items: most recent pay stubs for 1 month, (if self employed) past three years of tax returns with all attachments, W2 tax forms from 2011 and 2012, most recent bank statements for 2 months, most recent credit report from a certified lender, (if applicable) pre-approval letter, and state issued photo I.D./drivers license.


    This curriculum requires you to participate in a class as well as one-on-one counseling with a HUD certified housing counselor. Once you have completed these requirements, you will receive the certificate you need in order to participate in many of the state and local First-Time Homebuyer (incentive) programs.


    Please register at http://www.nhsbaltimore.org/registration/index.php


    This class is provided by:

    Neighborhood Housing Services of Baltimore, www.nhsbaltimore.org.


    NHS of Baltimore (Neighborhood Housing Services of Baltimore) was established in 1974 and has been dedicated to the revitalization of Baltimore neighborhoods through homeownership opportunities. NHS of Baltimore creates and sustains homeownership opportunities through customized lending and consumer education in the Baltimore Region.

    • 24 Jun 2014
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Learn about steps you can take to recover financially, rebuild your credit after experiencing a financial setback, and guard against credit repair scams.

    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.

    For More information, visit their websitehttp://www.catholiccharitiesdc.org/mcfc

    • 26 Jun 2014
    • 5:00 PM - 8:30 PM
    • Neighborhood Housing Services of Baltimore, 819 Park Avenue, Baltimore, MD 21201
    • 10

    Description: This class explores several financial concepts, including: financial institutions and their products, credit, budgeting, and consumer protection issues.


    By attending this class, you will learn how to:

    -build a positive relationship with banks and credit unions

    -apply for credit

    -decrease spending and increase income

    -avoid identity theft, and

    -identify predatory lending practices

    Further information on the class curriculum can be found here.


    Please register at:

    http://www.nhsbaltimore.org/registration/index.php


    This class is provided by:

    Neighborhood Housing Services of Baltimore, www.nhsbaltimore.org.


    NHS of Baltimore (Neighborhood Housing Services of Baltimore) was established in 1974 and has been dedicated to the revitalization of Baltimore neighborhoods through homeownership opportunities. NHS of Baltimore creates and sustains homeownership opportunities through customized lending and consumer education in the Baltimore Region.

    • 10 Jul 2014
    • 5:00 PM
    • 17 Jul 2014
    • 9:00 PM
    • Forest Park Senior Center, 4801 Liberty Heights Avenue Baltimore, MD 21207
    • 10

    Description: Achieving the American Dream of homeownership is a path with many steps. If you are a prospective homeowner or simply interested in learning the ins-and-outs of the home purchasing process, this is the class for you.


    By attending this class, you will learn:

    -what it takes to become a successful home buyer

    -budgeting

    -how to compare and obtain a mortgage

    -the mortgage application process

    -home maintenance


    Additionally, please bring the following items: most recent pay stubs for 1 month, (if self employed) past three years of tax returns with all attachments, W2 tax forms from 2011 and 2012, most recent bank statements for 2 months, most recent credit report from a certified lender, (if applicable) pre-approval letter, and state issued photo I.D./drivers license.


    This curriculum requires you to participate in a class as well as one-on-one counseling with a HUD certified housing counselor. Once you have completed these requirements, you will receive the certificate you need in order to participate in many of the state and local First-Time Homebuyer (incentive) programs.


    This is a 2 part class one on July 10 and one on July 17 and you must attend both classes to complete the course.


    Please register at http://www.nhsbaltimore.org/registration/index.php


    This class is provided by:

    Neighborhood Housing Services of Baltimore, www.nhsbaltimore.org.


    NHS of Baltimore (Neighborhood Housing Services of Baltimore) was established in 1974 and has been dedicated to the revitalization of Baltimore neighborhoods through homeownership opportunities. NHS of Baltimore creates and sustains homeownership opportunities through customized lending and consumer education in the Baltimore Region.

    • 15 Jul 2014
    • 6:00 PM - 8:00 PM
    • 12320 Parklawn Dr., Rockville, MD 20852
    Brought to you by Asian-American Homeownership Counseling, Inc.
    Why Does Good Credit Matter?

    Like Money? 
    Saves you tens and thousands of dollars when you purchase a home or car if you have good credit.
    Want a job?
    Your new employer may like to know how you manage your finances.
    Need a place to live?
    Your landlord may want to see your credit scores, and may/may not approve your rental application.
    Financial in Order-
    Good to have an orderly financial picture and start building your credit and savings.

    The $250 fee is waived for existing AAHC clients.
    For more information and to register call 301-760-7636.
    • 19 Jul 2014
    • 9:00 AM - 5:00 PM
    • Forest Park Senior Center, 4801 Liberty Heights Avenue Baltimore, MD 21207
    • 10

    Description: Achieving the American Dream of homeownership is a path with many steps. If you are a prospective homeowner or simply interested in learning the ins-and-outs of the home purchasing process, this is the class for you.


    By attending this class, you will learn:

    -what it takes to become a successful home buyer

    -budgeting

    -how to compare and obtain a mortgage

    -the mortgage application process

    -home maintenance


    Additionally, please bring the following items: most recent pay stubs for 1 month, (if self employed) past three years of tax returns with all attachments, W2 tax forms from 2011 and 2012, most recent bank statements for 2 months, most recent credit report from a certified lender, (if applicable) pre-approval letter, and state issued photo I.D./drivers license.


    This curriculum requires you to participate in a class as well as one-on-one counseling with a HUD certified housing counselor. Once you have completed these requirements, you will receive the certificate you need in order to participate in many of the state and local First-Time Homebuyer (incentive) programs.


    Please register at http://www.nhsbaltimore.org/registration/index.php


    This class is provided by:

    Neighborhood Housing Services of Baltimore, www.nhsbaltimore.org.


    NHS of Baltimore (Neighborhood Housing Services of Baltimore) was established in 1974 and has been dedicated to the revitalization of Baltimore neighborhoods through homeownership opportunities. NHS of Baltimore creates and sustains homeownership opportunities through customized lending and consumer education in the Baltimore Region.

    • 31 Jul 2014
    • 5:00 PM - 8:30 PM
    • Neighborhood Housing Services of Baltimore, 819 Park Avenue, Baltimore, MD 21201
    • 10

    Description: This class explores several financial concepts, including: financial institutions and their products, credit, budgeting, and consumer protection issues.


    By attending this class, you will learn how to:

    -build a positive relationship with banks and credit unions

    -apply for credit

    -decrease spending and increase income

    -avoid identity theft, and

    -identify predatory lending practices

    Further information on the class curriculum can be found here.


    Please register at:

    http://www.nhsbaltimore.org/registration/index.php


    This class is provided by:

    Neighborhood Housing Services of Baltimore, www.nhsbaltimore.org.


    NHS of Baltimore (Neighborhood Housing Services of Baltimore) was established in 1974 and has been dedicated to the revitalization of Baltimore neighborhoods through homeownership opportunities. NHS of Baltimore creates and sustains homeownership opportunities through customized lending and consumer education in the Baltimore Region.

    • 12 Aug 2014
    • 6:00 PM - 8:00 PM
    • 12320 Parklawn Dr., Rockville, MD 20852
    Brought to you by Asian-American Homeownership Counseling, Inc.
    Why Does Good Credit Matter?

    Like Money? 
    Saves you tens and thousands of dollars when you purchase a home or car if you have good credit.
    Want a job?
    Your new employer may like to know how you manage your finances.
    Need a place to live?
    Your landlord may want to see your credit scores, and may/may not approve your rental application.
    Financial in Order-
    Good to have an orderly financial picture and start building your credit and savings.

    The $250 fee is waived for existing AAHC clients.
    For more information and to register call 301-760-7636.
    • 09 Sep 2014
    • 6:00 PM - 8:00 PM
    • 12320 Parklawn Dr., Rockville, MD 20852
    Brought to you by Asian-American Homeownership Counseling, Inc.
    Why Does Good Credit Matter?

    Like Money? 
    Saves you tens and thousands of dollars when you purchase a home or car if you have good credit.
    Want a job?
    Your new employer may like to know how you manage your finances.
    Need a place to live?
    Your landlord may want to see your credit scores, and may/may not approve your rental application.
    Financial in Order-
    Good to have an orderly financial picture and start building your credit and savings.

    The $250 fee is waived for existing AAHC clients.
    For more information and to register call 301-760-7636.

 
Copyright © 2010 MD CASH
Site by Nicasio LLC
Powered by Wild Apricot Membership Software