Spending Wisely

Upcoming events

    • 01 Jun 2016
    • 10:00 AM - 11:30 AM
    • 10 Distillery Dr. Suite G1 Westminster, MD
    • 20

    This is an educational workshop that will teach you how to create and start using a budget to help manage your finances. You will learn basic money management and budgeting skills, as well as receiving assistance setting up your personal budget. Ongoing budget coaching is available to keep you and your budget on track after attending the workshop.


    To enroll in the Economic Success Program please contact Bill Dougherty, Program Coordinator at 410-386-6641 x 3041 or WDougherty@hspinc.org

    • 01 Jun 2016
    • 2:00 PM - 4:00 PM
    • Washington County Free Library Room #334, 100 South Potomac Street Hagerstown, MD 21740

    This class is being provided through the partnership of Reach of Washington County, Washington County Free Library and the Maryland CASH Campaign.


    By the end of this class, you will:

    • Understand how to choose a bank or credit union

    • Know how to manage your accounts

    • Learn the difference between debit cards, credit cards and re-loadable debit cards

    • Understand interest and accounts that help build savings


    Registration for this even is requested for this event. You can register here on CASH Academy or by calling Kelli Tencer at Reach at (301) 733-237, ext. 107

    • 01 Jun 2016
    • 6:00 PM - 8:00 PM
    • Washington County Free Library Room #334, 100 South Potomac Street Hagerstown, MD 21740

    This class is being provided through the partnership of Reach of Washington County, Washington County Free Library and the Maryland CASH Campaign.


    By the end of this class, you will:

    • Understand how to choose a bank or credit union

    • Know how to manage your accounts

    • Learn the difference between debit cards, credit cards and re-loadable debit cards

    • Understand interest and accounts that help build savings


    Registration for this even is requested for this event. You can register here on CASH Academy or by calling Kelli Tencer at Reach at (301) 733-237, ext. 107

    • 07 Jun 2016
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    A light meal is provided. No childcare. A light meal is provided. No childcare.


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 08 Jun 2016
    • 2:00 PM - 4:00 PM
    • Washington County Free Library Room #334, 100 South Potomac Street Hagerstown, MD 21740

    This class is being provided through the partnership of Reach of Washington County, Washington County Free Library and the Maryland CASH Campaign.


    By the end of this class, you will:

    • Explore your money values and habits
    • Learn how to create manageable financial goals 
    • Create a Spending Plan which will set you on the path to meeting your goals!


    Registration for this even is requested for this event. You can register here on CASH Academy or by calling Kelli Tencer at Reach at (301) 733-237, ext. 107

    • 08 Jun 2016
    • 6:00 PM - 8:00 PM
    • Washington County Free Library Room #334, 100 South Potomac Street Hagerstown, MD 21740

    This class is being provided through the partnership of Reach of Washington County, Washington County Free Library and the Maryland CASH Campaign.


    By the end of this class, you will:

    • Explore your money values and habits
    • Learn how to create manageable financial goals 
    • Create a Spending Plan which will set you on the path to meeting your goals!


    Registration for this even is requested for this event. You can register here on CASH Academy or by calling Kelli Tencer at Reach at (301) 733-237, ext. 107

    • 09 Jun 2016
    • 10:00 AM - 11:30 AM
    • 10 Distillery Dr. Suite G1 Westminster, MD
    • 20

    This is an educational workshop that will teach you how to create and start using a budget to help manage your finances. You will learn basic money management and budgeting skills, as well as receiving assistance setting up your personal budget. Ongoing budget coaching is available to keep you and your budget on track after attending the workshop.


    To enroll in the Economic Success Program please contact Bill Dougherty, Program Coordinator at 410-386-6641 x 3041 or WDougherty@hspinc.org

    • 21 Jun 2016
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Tuesdays from 6:00 – 8:00 PM


    A light meal is provided. No childcare. A light meal is provided. No childcare.


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 23 Jun 2016
    • 10:00 AM - 11:30 AM
    • 10 Distillery Dr. Suite G1 Westminster, MD
    • 20

    This is an educational workshop that will teach you how to create and start using a budget to help manage your finances. You will learn basic money management and budgeting skills, as well as receiving assistance setting up your personal budget. Ongoing budget coaching is available to keep you and your budget on track after attending the workshop.


    To enroll in the Economic Success Program please contact Bill Dougherty, Program Coordinator at 410-386-6641 x 3041 or WDougherty@hspinc.org

    • 08 Aug 2016
    • 6:00 PM - 8:00 PM
    • Habitat for Humanity Susquehanna, 205 S. Hays Street, Bel Air, MD 21014
    • 10

    Everything you need to build a better budget.


    This workshop will cover the following:


    • Recognize the benefits of budgeting
    • Establish financial goals
    • Evaluate personal spending habits
    • Identify various ways to complete a budget
    • Prepare a basic budget

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people.

    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com.

    When responding please indicate how many will be attending.


    • 17 Oct 2016
    • 6:00 PM - 8:00 PM
    • Habitat for Humanity Susquehanna, 205 S. Hays Street, Bel Air, MD 21014
    • 10

    Everything you need to build a better budget.


    This workshop will cover the following:


    • Recognize the benefits of budgeting
    • Establish financial goals
    • Evaluate personal spending habits
    • Identify various ways to complete a budget
    • Prepare a basic budget

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people.

    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com.

    When responding please indicate how many will be attending.


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