Spending Wisely

Upcoming events

    • 03 Feb 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 07 Feb 2015
    • 9:15 AM - 12:30 PM
    • Charles County Library, West Branch,10405 O'Donnell Place Waldorf, Maryland 20603
    • 24

    This workshop is sponsored by the Charles County Saves Campaign, a partnership between the Charles County Public Libraries, University of MD Extension, SDM Investments, Farmers Insurance,  and GT Financial Services. Light refreshments will be served. 


    Gene Townsend, MBA, CFP and CEO of GT Financial Services teach attendees with the essential steps in developing a sound financial plan.


    By the end of the seminar, attendees will learn:


    • The importance of budgeting in financial planning’
    • The critical role emergency funds play in a financial plan
    • The vital nature of debt management; and
    • How to build in college savings in your overall financial plan.


    MBA, CFP and CEO of GT Financial Services 
    • 14 Feb 2015
    • 9:15 AM - 12:30 PM
    • Charles County Library, West Branch,10405 O'Donnell Place Waldorf, Maryland 20603
    • 24

    This workshop is sponsored by the Charles County Saves Campaign, a partnership between the Charles County Public Libraries, University of MD Extension, SDM Investments, Farmers Insurance,  and GT Financial Services. Light refreshments will be served. 


    This interactive workshop will provide attendees with an understanding of what credit is, the impact of credit on one’s financial status; and provide attendees with skills for establishing and maintaining good credit.


    Seminar objectives: By the end of the seminar, attendees will learn:


    • How credit can impact an individual’s financial status;
    • The importance of good credit;
    • How to establish credit;
    • How to maintain good credit;
    • How to request and read a consumer credit report;
    • What credit scoring is; and
    • What their rights are as borrowers.




    • 17 Feb 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 21 Feb 2015
    • 9:15 AM - 12:30 PM
    • Charles County Library, West Branch,10405 O'Donnell Place Waldorf, Maryland 20603
    • 24

    This workshop is sponsored by the Charles County Saves Campaign, a partnership between the Charles County Public Libraries, University of MD Extension, SDM Investments, Farmers Insurance,  and GT Financial Services. Light refreshments will be served. 


    Gene Townsend, MBA, CFP and CEO of GT Financial Services will help attendees understand how to create wealth through the efficient use of investing strategies, taxes, retirement and estate planning.


    Seminar objectives: By the end of the seminar, attendees will understand the role of and how to leverage:


    • Investments;
    • Taxes;
    • Retirement & estate planning in building wealth



    • 24 Feb 2015
    • 5:30 PM - 7:30 PM
    • Eastside CDC, Inc. 7835 Eastern Ave.- Ste.302 Baltimore, MD 21224
    Workshop Goal: Learn and take control of your financial future

    Topics to be covered:
    Basics of Banking
    Using Credit
    Money management/Budgeting/Saving
    Understanding Credit and credit repair
    Fair Housing Act
    What can I afford for rent or mortgage
    Prepare for one on one individual session
    Receive certificate of completion

    Workshop Coordinator:
    Mark Kopatch
    Programs Manager, Eastside CDC, Inc.
    410-284-9861
    • 03 Mar 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 07 Mar 2015
    • 9:15 AM - 12:30 PM
    • Charles County Library, West Branch,10405 O'Donnell Place Waldorf, Maryland 20603
    • 25

    This workshop is sponsored by the Charles County Saves Campaign, a partnership between the Charles County Public Libraries, University of MD Extension, SDM Investments, Farmers Insurance,  and GT Financial Services. Light refreshments will be served. 


    This workshop will provide attendees with an awareness of identity theft and account fraud, teach them how to protect their information and prevent ID theft, and provide them with the knowledge and tools they need to clean up and recover from the damage if they did become fraud victims.


    Seminar objectives:By the end of the seminar, attendees will understand:


    • The potential damage caused by ID theft and account fraud;
    • How ID theft and account fraud happen;
    • How to protect their personal data and avoid becoming victims;
    • How to recognize when fraud has occurred;
    • What their rights are regarding responsibility for fraudulent debts and other fraudulent activity;
    • What steps to take if they are, or believe them may become, a victim of identity theft; and
    • What resources are available to help consumers and victims.



    • 14 Mar 2015
    • 9:15 AM - 12:30 PM
    • Charles County Library, West Branch,10405 O'Donnell Place Waldorf, Maryland 20603
    • 25

    This workshop is sponsored by the Charles County Saves Campaign, a partnership between the Charles County Public Libraries, University of MD Extension, SDM Investments, Farmers Insurance,  and GT Financial Services. Light refreshments will be served. 


    This interactive workshop will provide attendees with practical tools and information to make more informed financial choices that will enable them to save more and spend less.


    Seminar objectives:By the end of the seminar, attendees will understand:


    • The difference between wants and needs;
    • How starting small in saving can grow to substantial savings and wealth;
    • How to utilize employer sponsored retirement to build wealth;
    • The risks and benefits of investing in the stock market; and
    • How millionaires have created wealth.




    • 17 Mar 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 21 Mar 2015
    • 9:15 AM - 12:30 PM
    • Charles County Library, West Branch,10405 O'Donnell Place Waldorf, Maryland 20603
    • 24

    This workshop is sponsored by the Charles County Saves Campaign, a partnership between the Charles County Public Libraries, University of MD Extension, SDM Investments, Farmers Insurance,  and GT Financial Services. Light refreshments will be served. 


    This interactive workshop will provide attendees with practical tools and information to make more informed financial choices that will enable them to save more and spend less.


    Seminar objectives:By the end of the seminar, attendees will understand:


    • The difference between wants and needs;
    • How starting small in saving can grow to substantial savings and wealth;
    • How to utilize employer sponsored retirement to build wealth;
    • The risks and benefits of investing in the stock market; and
    • How millionaires have created wealth.




    • 24 Mar 2015
    • 5:30 PM - 7:30 PM
    • Eastside CDC, Inc. 7835 Eastern Ave.- Ste.302 Baltimore, MD 21224
    Workshop Goal: Learn and take control of your financial future

    Topics to be covered:
    Basics of Banking
    Using Credit
    Money management/Budgeting/Saving
    Understanding Credit and credit repair
    Fair Housing Act
    What can I afford for rent or mortgage
    Prepare for one on one individual session
    Receive certificate of completion

    Workshop Coordinator:
    Mark Kopatch
    Programs Manager, Eastside CDC, Inc.
    410-284-9861
    • 07 Apr 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 21 Apr 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 05 May 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 19 May 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 02 Jun 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


    • 16 Jun 2015
    • 6:00 PM - 8:00 PM
    • Catholic Charities, 12247 Georgia Avenue, Silver Spring, MD 20902
    • 20
    Money Matters (Budgeting)
    Understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.


    Asuntos de Dinero (Presupuesto) –en español
    Entienda cómo manejar su dinero, preparando un plan de gastos personales,  identificando maneras para reducir sus gastos e incrementar sus ingresos. 


    Tuesdays from 6:00 – 8:00 PM

    Martes de 6:00 – 8:00 PM

    English and Español 


    Registration required: call 301-942-1790 ext. 100

    No late admittance allowed after 6:10pm.


    Para registrarse llame al 301-942-1790 ext. 100 No se permitirán personas después de las 6:10pm


    This class is provided by Catholic Charities of the Archdiocese of Washington. For more than 80 years, families, children and adults in need of help and hope have been able to turn to Catholic Charities to find comprehensive, caring and competent  support. With 63 programs working in 48 locations across the District of Columbia and the surrounding Maryland counties, Catholic Charities is uniquely positioned to help families overcome poverty and isolation and empower those they serve to live self-sufficient and independent lives.


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