Saving & Investing

Upcoming events

• Savvy Social Security Planning Workshop

  • When
    13 Feb 2012
  •  
    7:00 PM - 9:00 PM
  • Location
    Miller Library, 9421 Frederick Road, Ellicott City, MD

  Description: There is more to Social Security than meets the eye. At this free workshop you will learn the following and much more:
  
  

  • 5 factors to consider for deciding when to start taking benefits
  • Health of the system and whether benefits are likely to change
  • Innovative strategies for coordinating benefits with your spouse
  • How to coordinate benefits with other sources of income
  • How to minimize taxes on your benefits, and
    
  • Special rules on benefits for divorced spouses
    

  Click here to register online or call (410) 740-1300.

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• Pump Up Your Piggy Bank

  • When
    15 Feb 2012
  •  
    5:00 PM - 6:00 PM
  • Location
    North Laurel Community Center, 9411 Whiskey Bottom Road, North Laurel, MD 20723
  • Spaces left
    24

  Register

  Description: Increasingly, households across America are cutting costs and saving money. This workshop will explore common and not-so-common ways to maximizing your spending plan so you can "pump up your piggy bank" with savings.
  
  We'll discuss:
  

  • The pros and cons of various savings tools (from stashing the cash at home to savings bonds and bank deposit accounts)
  • The distinction between "spending less" and "saving," and
  • The wonders of compound interest. 

  Don't miss out on this exciting conversation about savings!
  
  This class is instructed by: Shani Gibson (Maryland CASH Campaign), a member of the Howard County Financial Education Alliance.
  
  
  
  

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• Maximizing Retirement Income

  • When
    08 Mar 2012
  •  
    7:00 PM - 9:00 PM
  • Location
    Oakland Manor at Columbia Town Center, 5430 Vantage Point Road Columbia, MD 21044

  Description: If your retirement financial goals include maximizing income, safety of principal, growth, liquidity, tax-advantages and maintaining control of your money, don’t miss this session!
  
  

  • How to coordinate, sequence and optimize income from Social Security, Pensions, savings and other sources.

  • Methods and strategies for reliably turning your savings (401(k)s, IRAs, TSPs, etc.) into the maximum income possible during retirement.

  • How to position your portfolio for stock market growth in a way that never puts your retirement income at risk should markets fall.

  • Strategies for protecting principal and helping you guard against the major financial risks of retirement.

  • How today’s advanced, modern annuities work and the pros & cons of using them in your plans.

  • How to create a comprehensive retirement plan that is flexible and adaptable to your changing retirement financial needs.

  Click here to register online or call (410) 740-1300.
  

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