Credit & Managing Debt

Upcoming events

    • 20 Apr 2015
    • 5:30 PM - 7:00 PM
    • Montgomery Community College Germantown Campus 20200 Observation Drive Germantown, MD 20876, SA 162
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 20 Apr 2015
    • 6:00 PM - 7:30 PM
    • 400 Cathedral St., Baltimore, MD 21210

    This program is designed to explain the basics of credit, making sound financial decisions, and monitoring your credit & score via credible resources.


    This event is being held in the Poe Room of the Central Library



    Contact Ray Cruitt
    cruitt@prattlibrary.org, 410-396-5317 

    • 21 Apr 2015
    • 6:00 PM - 7:00 PM
    • Albert S. Cook Library. Towson Univ. 8000 York Rd. Towson, MD 21252. computer classroom (CK317)
    • 20

    In honor of Money Smart Week, Mark Kopatch, Programs Manager of Eastside CDC, Inc. will speak at Towson University to explain about credit and the pitfalls of Debt, and share Budgeting and Saving Techniques.


    The class will discuss the nature of credit, how to establish and maintain good credit through good choices, and how to repair bad credit. Also, we will discuss the opportunities and pitfalls of debt. Lastly, how to manage money, importance of budgeting and practical techniques, and savings importance and techniques for the future.


    Mark will also give information on helpful websites and how to participate in free Financial Fitness and Coaching programs and First Time Homebuyers programs after college to assist in major life choices.


    Parking at Glenn Garage suggested. Link to view campus map here.


    Parking rates can be found here.

    • 22 Apr 2015
    • 10:00 AM - 11:30 AM
    • Montgomery Community College Takoma Park Campus, 7600 Takoma Avenue, Takoma Park, MD 20912, CM 211
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 22 Apr 2015
    • 5:00 PM - 7:00 PM
    • Southeast Anchor Branch Library - Auditorium 3601 Eastern Avenue, Baltimore, MD 21224
    Come learn about credit and why it's important. We will discuss what credit is, the difference between a credit score and a credit report, resources to help you with your credit and how to get your free credit report!


    Taught by Baltimore CASH Campaign. 


    • 22 Apr 2015
    • 5:30 PM - 6:30 PM
    • Frederick County Library,110 East Patrick Street 21701 Frederick
    • 20
    Description: Come to this interactive workshops to find out why and how to get your credit report, dispute inaccurate items on your report, what makes up your credit score and ways to build or rebuild your credit

    This Credit Education event is hosted by the Frederick CountyLibrary in conjunction with the Frederick County Financial Literacy Coalition, the Prosperity Center at the Bernard Brown Community Center, United Way, Housing Authority of City of Frederick and Interfaith Housing Alliance.
     
    The class is taught by Sue Rogan, Director of Financial Education with MD CASH Campaign. 
    • 23 Apr 2015
    • 7:00 PM - 8:00 PM
    • Crofton Community Library, 1681 Riedel Rd., Crofton, MD 21114

    Teens will learn about saving and managing money, using credit wisely, differentiating between needs vs wants, and other financial success tips.


    Taught by It Takes Two, Inc. 


    Contact:

    Christina Teasley
    cteasley@aacpl.net
    (410) 222-7915

    • 23 Apr 2015
    • 7:00 PM - 8:30 PM
    • Calvert Library 850 Costley Way Prince Frederick, MD 20678



    Come learn all about Credit:


    Ah, that magical number, the credit score! Do you wish you knew all the secrets to having a good one? As part of Money Smart Week, Calvert Library Prince Frederick is hosting Maryland Cash Campaign on Thursday, April 23 at 7:00pm to present a workshop, Maximizing Your Credit Score, Minimizing Your Debt. Credit reporting and credit scores will be unmasked. Attendees will learn how to build credit and how to choose the best credit cards, car loans, student loans and mortgages. This session will be perfect for teens heading off to college, those looking to enter the housing market and anyone looking to increase their “money smarts!” Registration requested at CalvertLibrary.info or call Robyn Truslow at 410-535-091 or 301-855-1862.


    This class will be taught by Lolita Curtis, Founder/CEO/President of The Assets For Financial Independence Foundation.

    • 29 Apr 2015
    • 10:30 AM - 11:55 AM
    • Montgomery Community College Rockville Campus, 51 Mannakee Street, Rockville, MD 20850, TC 136
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 29 Apr 2015
    • 6:30 PM - 8:00 PM
    • 104 East Center Street, Oakland, MD 21550
    • 25

    Join the Garrett County Community Action Committee for a family dinner and workshop on Credit. Childcare is provided along with activities for children to learn about money management.

    • 06 May 2015
    • 6:00 PM - 7:30 PM
    • Baltimore County Public Library,Randallstown Branch 8604 Liberty Road Randallstown, Maryland 21133
    • 25

    Foreclosure Prevention


    A HUD certified housing counselor from CCCS of MD & DE will be the presenter. They will help you understand what steps you must take if you are facing foreclosure.
    · Where to turn for help

    · What options you may have – refinance, reinstatement, forbearance, repayment plan, loan modification, short sale, deed-in-lieu foreclosure, assumption, bankruptcy

    · Explaining the process and timeline

    · How a housing counselor may be able to help you

    · How to avoid fraud and scams

    • 13 May 2015
    • 4:00 PM - 7:00 PM
    • 629 N.Market St., Frederick, MD
    • 20
    Description:

    Come to this Credit Cafe and receive help to get your free credit report and even obtain your credit score for free!  Registration is required ahead of time by clicking here or calling 301-662-4225 x 1216 for a free 20 minute counseling session with a  credit counselor.  



    This Credit Education event is hosted by the Frederick County Financial Literacy Coalition, the Prosperity Center at the Bernard Brown Community Center, United Way, Housing Authority of City of Frederick and Interfaith Housing Alliance. 
    • 08 Jul 2015
    • 10:00 AM - 11:00 AM
    • 610 East Diamond Avenue, Suite 100, Gaithersburg, MD 20877 (Training Room)
    • 25
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    Participants will learn:
    -All about credit scores
    -How to get a credit report
    -How to rebuild credit
    -How to choose loan products
    -Ways to avoid predatory loans, as well as
    -How to manage debt.

    A Spanish translator will be available during this presentation.

    This class is provided by:Family Services, Inc., www.familyservicesagency.org

    One hundred years ago a group of caring community members came together to help those who were most in need. This particular group called themselves the Social Services League, and established their tradition of "Neighbors Helping Neighbors." 

    In 1959, the organization's name was changed to Family Services Agency. To meet the needs of the ever-changing Montgomery County population, Family Services has expanded and now houses 14 different programs! Today, Family Services is still committed to making a long-lasting impact on families.Through its innovative early childhood, educational, and behavioral health programs, Family Services makes a difference in the community.

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