Credit & Managing Debt

Upcoming events

    • 25 Sep 2014
    • 10:00 AM - 11:30 AM
    • MC Dept of Health and Human Services Offices at 1301 Piccard Drive, Rockville
    • 19

    Description:

    This interactive workshop covers a variety of financial topics to help build your financial fortitude, including managing your finances, credit and controlling debt. 


    The class is taught by the Montgomery County Alumnae Chapter (MCAC) of Delta Sigma Theta Sorority, Inc and is sponsored by Montgomery County Department of Health and Human Services and CAFE (Coalition for the Advancement of Financial Education) Montgomery MD

    • 26 Sep 2014
    • 11:00 AM - 12:30 PM
    • Montgomery Community College Takoma Park Campus, 7600 Takoma Avenue, Takoma Park, MD 20912, CM 211
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 26 Sep 2014
    • 3:00 PM - 4:30 PM
    • Montgomery Community College Germantown Campus 20200 Observation Drive Germantown, MD 20876, HT 216
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 29 Sep 2014
    • 9:00 AM - 11:00 AM
    • ALL WORKSHOPS MEET IN STUDENT CENTER ROOM 243

    Credit WILL impact YOUR life – past, present and future.



    The Financial Aid Office at Harford Community College is committed to helping you feel financially empowered!


    With assistance from APG Federal Credit Union, we’re offering a series of FREE workshops on important financial topics.


    The workshops will be held multiple times over an eight-week period during the fall 2014 semester.


    You may pick the topics that most interest you, but we strongly suggest you attend as many as possible.


    To register, call 410-612-2361 or email WorkshopRSVP@apgfcu.com.

    • 30 Sep 2014
    • 10:00 AM - 12:00 PM
    • Human Service Programs of Carroll County, Inc., 10 Distillery Drive Suite G1 Westminster, MD 21157

    This is a hands-on workshop that will help you read and understand the information found on your credit report. You will have an opportunity to pull and review your credit report during the workshop. You will learn about valuable tools and resources to help you become more credit savvy.


    To enroll in the Economic Success Program….
    Contact Kim Brumbaugh, Program Specialist

    410.857.2999 x 3041 or kbrumbaugh@hspinc.org



    • 01 Oct 2014
    • 12:00 PM - 1:30 PM
    • Montgomery Community College Germantown Campus 20200 Observation Drive Germantown, MD 20876, HT 404
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 01 Oct 2014
    • 2:00 PM - 4:00 PM
    • ALL WORKSHOPS MEET IN STUDENT CENTER ROOM 243

    Credit WILL impact YOUR life – past, present and future.



    The Financial Aid Office at Harford Community College is committed to helping you feel financially empowered!


    With assistance from APG Federal Credit Union, we’re offering a series of FREE workshops on important financial topics.


    The workshops will be held multiple times over an eight-week period during the fall 2014 semester.


    You may pick the topics that most interest you, but we strongly suggest you attend as many as possible.


    To register, call 410-612-2361 or email WorkshopRSVP@apgfcu.com.

    • 02 Oct 2014
    • 7:00 PM - 9:00 PM
    • ALL WORKSHOPS MEET IN STUDENT CENTER ROOM 243

    Credit WILL impact YOUR life – past, present and future.



    The Financial Aid Office at Harford Community College is committed to helping you feel financially empowered!


    With assistance from APG Federal Credit Union, we’re offering a series of FREE workshops on important financial topics.


    The workshops will be held multiple times over an eight-week period during the fall 2014 semester.


    You may pick the topics that most interest you, but we strongly suggest you attend as many as possible.


    To register, call 410-612-2361 or email WorkshopRSVP@apgfcu.com.

    • 06 Oct 2014
    • 9:00 AM - 11:00 AM
    • ALL WORKSHOPS MEET IN STUDENT CENTER ROOM 243

    Make a credit card work for you!



    The Financial Aid Office at Harford Community College is committed to helping you feel financially empowered!


    With assistance from APG Federal Credit Union, we’re offering a series of FREE workshops on important financial topics.


    The workshops will be held multiple times over an eight-week period during the fall 2014 semester.


    You may pick the topics that most interest you, but we strongly suggest you attend as many as possible.


    To register, call 410-612-2361 or email WorkshopRSVP@apgfcu.com.

    • 06 Oct 2014
    • 1:00 PM - 2:30 PM
    • Montgomery Community College Takoma Park Campus, 7600 Takoma Avenue, Takoma Park, MD 20912, CM 211
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 08 Oct 2014
    • 12:00 PM - 1:30 PM
    • Montgomery Community College Rockville Campus, 51 Mannakee Street, Rockville, MD 20850, PE 114
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 08 Oct 2014
    • 2:00 PM - 4:00 PM
    • ALL WORKSHOPS MEET IN STUDENT CENTER ROOM 243

    Make a credit card work for you!



    The Financial Aid Office at Harford Community College is committed to helping you feel financially empowered!


    With assistance from APG Federal Credit Union, we’re offering a series of FREE workshops on important financial topics.


    The workshops will be held multiple times over an eight-week period during the fall 2014 semester.


    You may pick the topics that most interest you, but we strongly suggest you attend as many as possible.


    To register, call 410-612-2361 or email WorkshopRSVP@apgfcu.com.

    • 09 Oct 2014
    • 7:00 PM - 9:00 PM
    • ALL WORKSHOPS MEET IN STUDENT CENTER ROOM 243

    Make a credit card work for you!



    The Financial Aid Office at Harford Community College is committed to helping you feel financially empowered!


    With assistance from APG Federal Credit Union, we’re offering a series of FREE workshops on important financial topics.


    The workshops will be held multiple times over an eight-week period during the fall 2014 semester.


    You may pick the topics that most interest you, but we strongly suggest you attend as many as possible.


    To register, call 410-612-2361 or email WorkshopRSVP@apgfcu.com.

    • 13 Oct 2014
    • 5:00 PM - 6:30 PM
    • Montgomery Community College Germantown Campus 20200 Observation Drive Germantown, MD 20876, SA 162
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 14 Oct 2014
    • 5:00 PM - 6:30 PM
    • Montgomery Community College Takoma Park Campus, 7600 Takoma Avenue, Takoma Park, MD 20912, CM 211
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 15 Oct 2014
    • 10:00 AM - 12:00 PM
    • Human Service Programs of Carroll County, Inc., 10 Distillery Drive Suite G1 Westminster, MD 21157

    This is a hands-on workshop that will help you read and understand the information found on your credit report. You will have an opportunity to pull and review your credit report during the workshop. You will learn about valuable tools and resources to help you become more credit savvy.


    To enroll in the Economic Success Program….
    Contact Kim Brumbaugh, Program Specialist

    410.857.2999 x 3041 or kbrumbaugh@hspinc.org



    • 20 Oct 2014
    • 9:00 AM - 11:00 AM
    • ALL WORKSHOPS MEET IN STUDENT CENTER ROOM 243
    Recover financially and rebuild your credit.


    The Financial Aid Office at Harford Community College is committed to helping you feel financially empowered!


    With assistance from APG Federal Credit Union, we’re offering a series of FREE workshops on important financial topics.


    The workshops will be held multiple times over an eight-week period during the fall 2014 semester.


    You may pick the topics that most interest you, but we strongly suggest you attend as many as possible.


    To register, call 410-612-2361 or email WorkshopRSVP@apgfcu.com.

    • 21 Oct 2014
    • 10:00 AM - 12:00 PM
    • Human Service Programs of Carroll County, Inc., 10 Distillery Drive Suite G1 Westminster, MD 21157

    This valuable financial workshop is provided courtesy of PNC Bank. In this workshop you will learn basic concepts regarding banking, budgeting, understanding your credit and identity theft prevention. You will also have an opportunity to learn about fair banking options and the latest banking products and services. PNC Bank will award you a Certificate of Completion for attending the workshop.


    To enroll in the Economic Success Program….
    Contact Kim Brumbaugh, Program Specialist

    410.857.2999 x 3041 or kbrumbaugh@hspinc.org



    • 21 Oct 2014
    • 3:00 PM - 4:30 PM
    • Montgomery Community College Rockville Campus, 51 Mannakee Street, Rockville, MD 20850, HU 011
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 22 Oct 2014
    • 2:00 PM - 4:00 PM
    • ALL WORKSHOPS MEET IN STUDENT CENTER ROOM 243
    Recover financially and rebuild your credit.


    The Financial Aid Office at Harford Community College is committed to helping you feel financially empowered!


    With assistance from APG Federal Credit Union, we’re offering a series of FREE workshops on important financial topics.


    The workshops will be held multiple times over an eight-week period during the fall 2014 semester.


    You may pick the topics that most interest you, but we strongly suggest you attend as many as possible.


    To register, call 410-612-2361 or email WorkshopRSVP@apgfcu.com.

    • 22 Oct 2014
    • 3:00 PM - 4:30 PM
    • Montgomery Community College Takoma Park Campus, 7600 Takoma Avenue, Takoma Park, MD 20912, CM 211
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 23 Oct 2014
    • 7:00 PM - 9:00 PM
    • ALL WORKSHOPS MEET IN STUDENT CENTER ROOM 243
    Recover financially and rebuild your credit.


    The Financial Aid Office at Harford Community College is committed to helping you feel financially empowered!


    With assistance from APG Federal Credit Union, we’re offering a series of FREE workshops on important financial topics.


    The workshops will be held multiple times over an eight-week period during the fall 2014 semester.


    You may pick the topics that most interest you, but we strongly suggest you attend as many as possible.


    To register, call 410-612-2361 or email WorkshopRSVP@apgfcu.com.

    • 27 Oct 2014
    • 10:00 AM - 11:30 AM
    • Montgomery Community College Rockville Campus, 51 Mannakee Street, Rockville, MD 20850, TA 211
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

    • 29 Oct 2014
    • 10:00 AM - 12:00 PM
    • Human Service Programs of Carroll County, Inc., 10 Distillery Drive Suite G1 Westminster, MD 21157

    This is a hands-on workshop that will help you read and understand the information found on your credit report. You will have an opportunity to pull and review your credit report during the workshop. You will learn about valuable tools and resources to help you become more credit savvy.


    To enroll in the Economic Success Program….
    Contact Kim Brumbaugh, Program Specialist

    410.857.2999 x 3041 or kbrumbaugh@hspinc.org



    • 29 Oct 2014
    • 5:00 PM - 6:30 PM
    • Montgomery Community College Germantown Campus 20200 Observation Drive Germantown, MD 20876, SA 104
    • 10
    Description: The way we manage our credit and debt affects how much we pay for credit (i.e. interest rates), our ability to be qualified for more credit, and even employment opportunities and how much we pay for car insurance.

    In this presentation, you will learn about:
    • Student loan borrower's rights and responsibilities
    • Navigating the loan process
    • Tips on managing your finances, and
    • Understanding credit reports and scores.
    This class is provided by the Maryland CASH Campaign and CAFE Montgomery MD.

    The Maryland CASH (Creating Assets, Savings, and Hope) Campaign™: is a state-wide network of organizations that promote financial stability for working families. Our coalition includes Volunteer Income Tax Assistance (VITA) partners that provide free tax preparation services, promote access to high-quality financial services, and offer financial education and coaching.

    The Coalition for the Advancement of Financial Education, also known as CAFE Montgomery MD, promotes and delivers high quality financial education to County residents of all ages, communities and ethnic groups. CAFE Montgomery MD's goal is to provide the necessary tools for making informed decisions about saving, spending, borrowing and managing credit.

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