Credit & Managing Debt

Upcoming events

    • 01 Mar 2017
    • 10:00 AM - 11:00 AM
    • 610 East Diamond Avenue, Suite 100, Gaithersburg, MD 20877 (Training Room)
    • 22
    Description: The Federal Trade Commission reports that nearly 9 million Americans have their identities stolen every year. Don’t be one of these statistics. Learn how you can better protect your information and ultimately, your identity.

    Participants will learn:
    -About the difference between credit reports and scores
    -How lenders value your scores
    -How to read credit reports

    This class is provided by: Family Services, Inc.,www.familyservicesagency.org

    A Spanish translator will be available during this presentation.

    One hundred years ago a group of caring community members came together to help those who were most in need. This particular group called themselves the Social Services League, and established their tradition of "Neighbors Helping Neighbors."  

    In 1959, the organization's name was changed to Family Services Agency. To meet the needs of the ever-changing Montgomery County population, Family Services has expanded and now houses 14 different programs! Today, Family Services is still committed to making a long-lasting impact on families.Through its innovative early childhood, educational, and behavioral health programs, Family Services makes a difference in the community.

    • 16 Mar 2017
    • 4:00 PM - 7:00 PM
    • 629 N.Market St., Frederick, MD

    This is a two-part event that includes:


    A. 4:00pm-7:00pm Credit Counseling

    -Credit Counseling is a one-on-one 30 minute counseling session with a credit adviser.

    B. 5pm-6pm Credit Workshop

    -Come in and learn about credit, and how to improve your credit score


    Credit Reports will be printed in advance, so you MUST REGISTER for Credit Counseling TO RECEIVE YOUR CREDIT REPORT.


    To register for the Credit Cafe:


    1. Call 301-662-4225 ext. 1211 and ask for Mary Ellen Mitchell or ext 1209 and ask for Carol.


    Sponsors: 

    Interfaith Housing Alliance

    United Way

    Housing Authority


    • 05 Apr 2017
    • 10:00 AM - 11:00 AM
    • 610 East Diamond Avenue, Suite 100, Gaithersburg, MD 20877 (Training Room)
    • 25
    Description: The Federal Trade Commission reports that nearly 9 million Americans have their identities stolen every year. Don’t be one of these statistics. Learn how you can better protect your information and ultimately, your identity.

    Participants will learn:
    -Ways to get and build credit and how to maximize its effectiveness.

    This class is provided by: Family Services, Inc.,www.familyservicesagency.org

    A Spanish translator will be available during this presentation.

    One hundred years ago a group of caring community members came together to help those who were most in need. This particular group called themselves the Social Services League, and established their tradition of "Neighbors Helping Neighbors."  

    In 1959, the organization's name was changed to Family Services Agency. To meet the needs of the ever-changing Montgomery County population, Family Services has expanded and now houses 14 different programs! Today, Family Services is still committed to making a long-lasting impact on families.Through its innovative early childhood, educational, and behavioral health programs, Family Services makes a difference in the community.

    • 17 Apr 2017
    • 6:00 PM - 8:00 PM
    • 205 S. Hays Street, Bel Air, MD 21014

    This workshop will cover the following:

    • Identify ways to properly use and build credit
    • Explain good credit practices
    • Identify measures to protect your credit
    • Know and explain what is in a credit report
    • Pinpoint credit report information used in forming your credit score
    • Identify security measures to protect from identity theft
    • Identify ways to maintain a good credit report

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people.


    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com.


    When responding please indicate how many will be attending.


    • 19 Jun 2017
    • 6:00 PM - 8:00 PM
    • 205 S. Hays Street, Bel Air, MD 21014

    This workshop will cover the following:

    • Identify ways to properly use and build credit
    • Explain good credit practices
    • Identify measures to protect your credit
    • Know and explain what is in a credit report
    • Pinpoint credit report information used in forming your credit score
    • Identify security measures to protect from identity theft
    • Identify ways to maintain a good credit report

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people.


    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com.


    When responding please indicate how many will be attending.


    • 11 Sep 2017
    • 6:00 PM - 8:00 PM
    • 205 S. Hays Street, Bel Air, MD 21014

    This workshop will cover the following:

    • Identify ways to properly use and build credit
    • Explain good credit practices
    • Identify measures to protect your credit
    • Know and explain what is in a credit report
    • Pinpoint credit report information used in forming your credit score
    • Identify security measures to protect from identity theft
    • Identify ways to maintain a good credit report

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people.


    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com.


    When responding please indicate how many will be attending.


    • 13 Nov 2017
    • 6:00 PM - 8:00 PM
    • 205 S. Hays Street, Bel Air, MD 21014

    This workshop will cover the following:

    • Identify ways to properly use and build credit
    • Explain good credit practices
    • Identify measures to protect your credit
    • Know and explain what is in a credit report
    • Pinpoint credit report information used in forming your credit score
    • Identify security measures to protect from identity theft
    • Identify ways to maintain a good credit report

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people.


    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com.


    When responding please indicate how many will be attending.


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