Description: Achieving the American Dream of homeownership is a path with many steps. If you are a prospective homeowner or simply interested in learning the ins-and-outs of the home purchasing process, this is the class for you.
By attending this class, you will learn:
-what it takes to become a successful home buyer
-budgeting
-how to compare and obtain a mortgage
-the mortgage application process
-home maintenance
Additionally, please bring the following items: most recent pay stubs for 1 month, (if self employed) past three years of tax returns with all attachments, W2 tax forms from 2008 and 2009, most recent bank statements for 2 months, most recent credit report from a certified lender, (if applicable) pre-approval letter, and state issued photo I.D./drivers license.
This curriculum requires you to participate in a class as well as one-on-one counseling with a HUD certified housing counselor. Once you have completed these requirements, you will receive the certificate you need in order to participate in many of the state and local First-Time Homebuyer (incentive) programs.
This is a 2 part class one on July 11th and one on July 18th and you must attend both classes to complete the course.
Please register at http://www.nhsbaltimore.org/registration/index.php
This class is provided by:
Neighborhood Housing Services of Baltimore, www.nhsbaltimore.org.
NHS of Baltimore (Neighborhood Housing Services of Baltimore) was established in 1974 and has been dedicated to the revitalization of Baltimore neighborhoods through homeownership opportunities. NHS of Baltimore creates and sustains homeownership opportunities through customized lending and consumer education in the Baltimore Region.
